10 Lafayette Pl, Salem, MA 01970 Property Records

Essex County and Salem City property record for 10 Lafayette Pl, Salem, MA 01970

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 3,398 sqft · built 1920
Lot Size	0.237 acres (10,306 sqft)
Owner	2 Trust Names on File
Tax Bill	$10,880 (2026)
Deeds & Mortgages	Aug 2017 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SALE M:33 L:0495`

Property Details

APN / Parcel Number

Primary APN	`SALE M:33 L:0495`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	3,398 sqft Living Area
Gross Area	6,034 sqft
Basement Area	1,416 sqft
Unfinished Basement	1,416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,306 sqft (0.237 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	10 LAFAYETTE PL
City	SALEM
State	MA
Zip	01970-4709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	495
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	1
Census Block	1013
Census Tract	204200

Owner

10 Lafayette Pl is owner-occupied and held in a trust since June 2016.

Source: Essex County and Salem City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10 LAFAYETTE PL, SALEM, MA 01970-4709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2017	Deed of Trust, Mortgage · Closed-End Mortgage BEVERLY BANK
Dec 20, 2019	Deed of Trust, Mortgage · Balloon Mortgage NORTH SHORE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2016
Deed Sale	Jun 2, 2016
Prior Sale	Jan 1, 1976 · Amount on File
Deed Document Number	2016175
Deed Book / Page	34971 / 604
Transfer Doc	34971-604
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	10 LAFAYETTE PL, SALEM, MA 01970-4709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36138-211
Date	Aug 29, 2017
Book Page	36138/211
Instrument	475

Lender

Name	BEVERLY BANK

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 1, 2042

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	10 LAFAYETTE PL, SALEM, MA 01970-4709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38136-65
Date	Dec 20, 2019
Book Page	38136/65
Instrument	20191220006280

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 10 Lafayette Pl was $10,880, up 5% from the year before.

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,880.00 (+4.96%)	$1,009,300 (+10.41%) Land $312,600 Building $695,200	$928,327 (+7.04%)
2025	$10,366.00 (+7.38%)	$914,100 (+10.03%) Land $285,400 Building $628,700	$867,255
2024	$9,654.00 (+5.55%)	$830,800 (+13.64%) Land $265,000 Building $565,800
2023	$9,146.00	$731,100 Land $244,600 Building $486,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Lafayette Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10 Lafayette Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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