10 Lafayette Pl, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 10 Lafayette Pl, Lodi, NJ 07644

Property Summary

Property TypeSingle Family Home
Details2,016 sqft · built 1925
Lot Size0.057 acres (2,500 sqft)
Owner2 Individual Names on Record
Last Sale$1,780,000 (Sep 2008)
Tax Bill$10,588 (2025)
Deeds & MortgagesJul 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN31-00038-0000-00010

Property Details

APN / Parcel Number

Primary APN31-00038-0000-00010
Alternative APNs
  • 310003800010
  • 077300

Interior

Stories2 Stories
Building Area2,016 sqft Living Area

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Construction TypeFrame
Lot Area2,500 sqft (0.057 acres)
Lot Dimensions100 ft deep x 25 ft wide

Location & Zoning

Account Number077300
Street Address10 LAFAYETTE PL
CityLODI
StateNJ
Zip07644-2926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description25X100
Legal SubdivisionHASBROUCK TERRACE
Legal Block38
Legal Lot Number10
JurisdictionBERGEN NJ
Township / Civil DivisionLODI
Census Block Group4
Census Block4007
Census Tract30300

Owner

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10 LAFAYETTE PL, LODI, NJ 07644-2926
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 19, 2008 · Amount on Record
Deed SaleSep 19, 2008 · Amount on Record
Prior SaleSep 16, 2008 · Amount on Record
Deed Document Number200886439
Deed Book / Page9612 / 140
Prior Transfer DateMar 26, 2007
Prior Transfer Doc9281000448
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address10 LAFAYETTE PL, LODI, NJ 07644-2926
Transaction TypeMortgage
Record UpdatedAug 16, 2023
Title CompanyADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050401084
DateJul 19, 2023
Book Page5040/1084
Instrument2023047250
Lender
NameUNITED TRUST BANK
TypeBank
AddressPALOS HEIGHTS, IL 60463
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityLodi Borough
Unified School DistrictLodi Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$299,100 (-) Land $128,300 Building $170,800$299,100 (-) Land $128,300 Building $170,800
2025$10,588.00 (+5.61%)$299,100 (-) Land $128,300 Building $170,800$299,100 (-) Land $128,300 Building $170,800
2024$10,026.00 (+2.7%)
2023$299,100 Land $128,300 Building $170,800$299,100 Land $128,300 Building $170,800
2022$9,762.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims30 (1978–2023)
Claims Outside the SFHA13 of 30
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 8 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 7 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WC LODI WD
serves 24,136 people · EPA ID NJ0231001
Water SourcePurchased surface water from PASSAIC VALLEY WATER COMMISSION
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Lafayette Pl

Nearby Streets

Search Property Records by Address or Parcel Number