10 Kula Pl, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 10 Kula Pl, Hilo, HI 96720

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,069 sqft · built 1933
Lot Size	0.17 acres (7,390 sqft)
Owner	Individual Name on Record
Last Sale	$1,000 (Jun 2022)
Tax Bill	$943 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3-2-6-020-037`

Property Details

APN / Parcel Number

Primary APN	`3-2-6-020-037`
Alternative APNs	`3-2-6-020-037-0000` `260200370000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,069 sqft Living Area
Gross Area	1,189 sqft
1st Floor Area	1,069 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	7,390 sqft (0.17 acres)
Garage Type	Carport
Garage Area	340 sqft
Carport	Carport
Carport Area	340 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	120 sqft
Deck Area	Deck Area
Patio Area	349 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	10 KULA PL
City	HILO
State	HI
Zip	96720-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1A
Legal Description	LOT 22 7390 SF DES POR GR 2978 HAAHEO CAMP SUBJ/ESMT
Legal Subdivision	HAAHEO TRACT
Legal Lot Number	22
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	2
Census Block	2019
Census Tract	20202

Owner

Source: State of Hawaii and Hawaii County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 KULA PL, HILO, HI 96720-2108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 13, 2022	Quit Claim Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 13, 2022	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Oct 22, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 12, 2018	Warranty Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE
Mar 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2022 · Amount on Record
Deed Sale	Jun 13, 2022 · Amount on Record
Prior Sale	Jun 13, 2022 · Amount on Record
Deed Document Number	202281990414
Prior Transfer Date	May 27, 2022
Prior Transfer Doc	0081990414
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	10 KULA PL, HILO, HI 96720-2108
Transaction Type	Mortgage
Record Updated	Apr 30, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A77470727
Date	Mar 18, 2021
Instrument	A-77470727

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAWAII HI
Recording Date	Jun 13, 2022
Property Address	10 KULA PL, HILO, HI 96720-2108
Document Number	0A81990414
Instrument Date	May 27, 2022
Instrument	A-81990414
Transaction Type	Transfer
Record Updated	Apr 30, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$1.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10 KULA PL, HILO, HI 96720-2108

Mortgage

Document Number	0A81990415
Date	Jun 13, 2022
Instrument	A-81990415

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAWAII HI
Recording Date	Jun 13, 2022
Property Address	10 KULA PL, HILO, HI 96720-2108
Document Number	0A81990413
Instrument Date	May 27, 2022
Instrument	A-81990413
Transaction Type	Transfer
Record Updated	Apr 30, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$250.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	10 KULA PL, HILO, HI 96720-2108

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAWAII HI
Recording Date	Oct 22, 2018
Property Address	10 KULA PL, HILO, HI 96720-2108
Document Number	0A68690748
Instrument Date	Oct 22, 2018
Instrument	A68690748
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 KULA PL HILO HI 967202108, HILO, HI 96720-2108

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAWAII HI
Recording Date	Oct 12, 2018
Property Address	10 KULA PL, HILO, HI 96720-2108
Document Number	0A68590170
Instrument Date	Oct 9, 2018
Instrument	A-68590170
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	FAM

Transaction

Tax	$242.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31878 DEL OBISPO ST # ST118-34, 31878, SAN JUAN CAPISTRANO, CA 92675-3223

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	10 KULA PL, HILO, HI 96720-2108

Mortgage

Document Number	0A68590171
Date	Oct 12, 2018
Instrument	A-68590171

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Mortgage

Document Number	0A68590171
Date	Oct 12, 2018
Instrument	A-68590171

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	10 KULA PL, HILO, HI 96720-2108
Document Number	0A66670314
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	10 KULA PL HILO HI 967202108, HILO, HI 96720-2108

Mortgage

Document Number	0A66670314
Date	Apr 3, 2018
Instrument	A66670314

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

Tax Assessment & Valuation

Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,900 (+3%) Land $97,400 Building $235,500	$423,300 (+3.98%) Land $178,700 Building $244,600
2025	$943.00 (+6.67%)	$323,200 (+3%) Land $97,400 Building $225,800	$407,100 (+5.09%) Land $162,500 Building $244,600
2024		$313,800 (+2.99%) Land $97,400 Building $216,400	$387,400 (+6.49%) Land $154,800 Building $232,600
2023	$884.00 Homeowner's exemption	$304,700 Land $97,400 Building $207,300	$363,800 Land $147,500 Building $216,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Nov 2001

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Hawaii
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILO serves 39,477 people · EPA ID HI0000101
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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