Middlesex County and Stow Town property record for 10 Kirkland Dr, Stow, MA 01775
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,854 sqft · built 1978 |
| Lot Size | 0.965 acres (42,035 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $785,000 (Jun 2025) |
| Tax Bill | $11,010 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-5 000007 |
| Primary APN | R-5 000007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,854 sqft Living Area |
| Gross Area | 3,190 sqft |
| 1st Floor Area | 1,118 sqft |
| Basement Area | 910 sqft |
| Unfinished Basement | 910 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,035 sqft (0.965 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | R-5 000007 |
|---|---|
| Street Address | 10 KIRKLAND DR |
| City | STOW |
| State | MA |
| Zip | 01775-1082 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Jurisdiction | STOW MA |
| Township / Civil Division | STOW |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 323102 |
10 Kirkland Dr is owned and occupied by two individuals who bought it in June 2025.
Source: Middlesex County and Stow Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 KIRKLAND DR, STOW, MA 01775-1082 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · ARM EASTERN BANK |
| Jun 24, 2025 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 25, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage EASTERN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2025 · Amount on File |
| Deed Sale | Jun 24, 2025 · Amount on File |
| Prior Sale | Oct 25, 2019 · Amount on File |
| Deed Book / Page | 84264 / 158 |
| Prior Transfer Date | Jun 23, 2025 |
| Prior Transfer Doc | 084264-158 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOW MA |
| Property Address | 10 KIRKLAND DR, STOW, MA 01775-1082 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0077292-49 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 77292/49 |
| Instrument | 63183 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Apr 1, 2031 |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STOW MA |
| Recording Date | Jun 24, 2025 |
| Property Address | 10 KIRKLAND DR, STOW, MA 01775-1082 |
| Document Number | 084264-158 |
| Book / Page | 84264 / 158 |
| Instrument Date | Jun 23, 2025 |
| Instrument | 71565 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10 KIRKLAND DR, STOW, MA 01775-1082 |
| Document Number | 0000071566 |
|---|---|
| Date | Jun 24, 2025 |
| Instrument | 71566 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STOW MA |
| Recording Date | Oct 25, 2019 |
| Property Address | 10 KIRKLAND DR, STOW, MA 01775-1082 |
| Document Number | 73527-57 |
| Book / Page | 73527 / 57 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 165483 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 KIRKLAND DR, STOW, MA 01775-1082 |
| Document Number | 165484 |
|---|---|
| Date | Oct 25, 2019 |
| Instrument | 165484 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Nov 1, 2029 |
The 2026 property tax bill for 10 Kirkland Dr was $11,010, down 0.3% from the year before.
Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Stow Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,010.00 (-0.31%) | $616,100 (-2.82%) Land $389,000 Building $227,100 | $726,030 (+10.95%) |
| 2025 | $11,044.00 (-5.08%) | $634,000 (-7.53%) Land $339,000 Building $295,000 | $654,360 |
| 2024 | $11,635.00 (+7.09%) | $685,600 (+14.4%) Land $372,800 Building $312,800 | |
| 2023 | $10,865.00 | $599,300 Land $333,200 Building $266,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Kirkland Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Kirkland Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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