10 Kelsey Dr, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 10 Kelsey Dr, Worcester, MA 01604

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,053 sqft · built 2005
Lot Size0.253 acres (11,008 sqft)
OwnerIndividual Name on Record
Tax Bill$8,658 (2025)
Deeds & MortgagesAug 2021 Mortgage
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN45-027-001-4

Property Details

APN / Parcel Number

Primary APN45-027-001-4
Alternative APNs
  • WORC M:45 B:027 L:001-4
  • M:45 B:027 L:001=4

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,053 sqft Living Area
Gross Area5,384 sqft
1st Floor Area1,448 sqft
Basement Area1,448 sqft
Unfinished Basement1,448 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,008 sqft (0.253 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number45-027-001-4
Street Address10 KELSEY DR
CityWORCESTER
StateMA
Zip01604-3588
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-7
Legal SubdivisionWORCESTER
Legal Block27
Legal Lot Number1-4
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group1
Census Block1009
Census Tract732802

Owner

Source: Worcester County and Worcester City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10 KELSEY DR, WORCESTER, MA 01604-3588
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2021Deed of Trust, Mortgage · FHA Mortgage
PLAZA HOME MORTGAGE INC
Aug 2, 2021Deed of Trust, Mortgage · FHA Mortgage
PLAZA HOME MORTGAGE INC
May 3, 2021Quit Claim Deed, Transfer
Quitclaim
Oct 17, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2017
Deed SaleOct 17, 2017
Prior SaleAug 1, 2012 · Amount on Record
Deed Book / Page57895 / 166
Last Transfer DateApr 26, 2021
Transfer Doc65080-153
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address10 KELSEY DR, WORCESTER, MA 01604-3588
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number065744-141
DateAug 2, 2021
Book Page65744/141
Instrument107563
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address10 KELSEY DR, WORCESTER, MA 01604-3588
Transaction TypeMortgage
Record UpdatedAug 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number65744-141
DateAug 2, 2021
Book Page65744/141
Instrument107563
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateMay 3, 2021
Property Address10 KELSEY DR, WORCESTER, MA 01604-3588
Document Number65080-153
Book / Page65080 / 153
Instrument DateApr 26, 2021
Instrument61010
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 KELSEY DR, WORCESTER, MA 01604-3588

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateOct 17, 2017
Property Address10 KELSEY DR, WORCESTER, MA 01604-3588
Document Number57895-166
Book / Page057895 / 000166
Instrument DateJul 1, 2017
Instrument115165
Transaction TypeTransfer
Record UpdatedNov 7, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 KELSEY DR WORCESTER MA 016043588, WORCESTER, MA 01604-3588

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,658.00 (+5.35%)$656,400 (+14.53%) Land $118,800 Building $537,600$697,870 (+1.25%)
2024$689,225
2023$8,218.00$573,100 Land $103,300 Building $469,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1978–2000)
Claims Outside the SFHA1 of 3
Most Recent ClaimOct 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

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