10 Kavalek Ln, Lincroft, NJ 07738 Property Records

Monmouth County and Middletown Township property record for 10 Kavalek Ln, Lincroft, NJ 07738

Property Summary

Property Type	Single Family Home
Details	2,417 sqft · built 2017
Lot Size	0.439 acres (19,101 sqft)
Owner	Individual Name on Record
Last Sale	$604,562 (Jul 2019)
Tax Bill	$13,132 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`32-01063-0000-00010-0000-C3003`

Property Details

APN / Parcel Number

Primary APN	`32-01063-0000-00010-0000-C3003`

Interior

Building Area	2,417 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Lot Area	19,101 sqft (0.439 acres)

Location & Zoning

Street Address	10 KAVALEK LN
City	LINCROFT
State	NJ
Zip	07738-1270
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR-1
Legal Subdivision	FOUR PONDS CONDO BLDG 30
Legal Block	1063
Legal Lot Number	10
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1023
Census Tract	801500

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 KAVALEK LN, LINCROFT, NJ 07738-1270
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITY BANK
Jul 23, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MTG
Oct 10, 2018	Loan Modification, Mortgage AMBOY BK
May 31, 2018	Loan Modification, Mortgage AMBOY BK
Dec 20, 2017	Loan Modification, Mortgage AMBOY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2019 · Amount on Record
Deed Sale	Jul 23, 2019 · Amount on Record
Deed Document Number	201965857
Deed Book / Page	9359 / 1196
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	10 KAVALEK LN, LINCROFT, NJ 07738-1270
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	TITLE SETTLEMENT GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094896607
Date	Mar 11, 2021
Book Page	9489/6607
Instrument	2021038536

Lender

Name	UNITY BANK
Type	Bank
Address	CLINTON, NJ 08809

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

July 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 23, 2019
Property Address	10 KAVALEK LN, LINCROFT, NJ 07738-1270
Document Number	0000065857
Book / Page	009359 / 001196
Instrument Date	Jun 26, 2019
Instrument	65857
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 14, 2019
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$604.56
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 KAVALEK LN LINCROFT NJ 077381270, LINCROFT, NJ 07738-1270

Mortgage

Document Number	65858
Date	Jul 23, 2019
Book Page	009359/001213
Instrument	65858

Lender

Name	K HOVNANIAN AMERICAN MTG
Type	Mortgage Company
Address	BOYNTON BEACH, FL 33426

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2049

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 10, 2018
Property Address	10 KAVALEK LN, LINCROFT, NJ 07738-1270
Book / Page	009315 / 006551
Instrument Date	Aug 29, 2018
Instrument	99527
Transaction Type	Mortgage
Record Updated	Oct 30, 2018
Title Company	EASTERN TITLE AGENCY INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 FIELDCREST AVE EDISON NJ 088373626, EDISON, NJ 08837-3626

Mortgage

Document Number	0000099527
Date	Oct 10, 2018
Book Page	009315/006551
Instrument	99527

Lender

Name	AMBOY BK
Type	Bank
Address	OLD BRIDGE, NJ 08857

Agreement

Amount	Amount Recorded

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONMOUTH NJ
Recording Date	May 31, 2018
Property Address	10 KAVALEK LN, LINCROFT, NJ 07738-1270
Book / Page	009290 / 002455
Instrument Date	May 21, 2018
Instrument	53967
Transaction Type	Mortgage
Record Updated	Jun 22, 2018
Title Company	EASTERN TITLE AGENCY INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 FIELDCREST AVE EDISON NJ 088373626, EDISON, NJ 08837-3626

Mortgage

Document Number	0000053967
Date	May 31, 2018
Book Page	009290/002455
Instrument	53967

Lender

Name	AMBOY BK
Type	Bank
Address	3590 US HIGHWAY 9, OLD BRIDGE, NJ 08857-2765

Agreement

Amount	Amount Recorded

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 20, 2017
Property Address	10 KAVALEK LN, LINCROFT, NJ 07738-1270
Book / Page	009264 / 003010
Instrument Date	Dec 5, 2017
Instrument	123157
Transaction Type	Mortgage
Record Updated	Jan 5, 2018
Title Company	EASTERN TITLE AGENCY INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 FIELDCREST AVE EDISON NJ 088373626, EDISON, NJ 08837-3626

Mortgage

Document Number	0000123157
Date	Dec 20, 2017
Book Page	009264/003010
Instrument	123157

Lender

Name	AMBOY BK
Type	Bank
Address	3590 US HIGHWAY 9, OLD BRIDGE, NJ 08857-2765

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$863,300 (+6.11%) Land $345,000 Building $518,300	$863,300 (+6.11%) Land $345,000 Building $518,300
2025	$13,132.00 (+2.92%)	$813,600 (+12.84%) Land $300,000 Building $513,600	$813,600 (+12.84%) Land $300,000 Building $513,600
2024	$12,760.00 (+4.95%)
2023		$721,000 Land $232,000 Building $489,000	$721,000 Land $232,000 Building $489,000
2022	$12,158.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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