Dutchess County and Fishkill Town property record for 10 Joy Pl, Beacon, NY 12508
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,756 sqft · built 1987 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Apr 2017) |
| Tax Bill | $8,000 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 133089-6055-20-985079-0000 |
| Primary APN | 133089-6055-20-985079-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,756 sqft Living Area |
| Gross Area | 1,900 sqft |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Basement |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 216 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 06985079 |
|---|---|
| Street Address | 10 JOY PL |
| City | BEACON |
| State | NY |
| Zip | 12508-2438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | 0.25 AC (C) |
| Legal Subdivision | BEACON HILLS SEC 02 |
| Legal Block | 20 |
| Legal Lot Number | 985 |
| Jurisdiction | DUTCHESS NY |
| Township / Civil Division | FISHKILL |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 60202 |
Source: Dutchess County and Fishkill Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 JOY PL, BEACON, NY 12508-2438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TRUSTCO BANK |
| Apr 8, 2020 | Deed of Trust, Mortgage · Conventional with PMI TRUSTCO BK |
| Apr 24, 2017 | Grant Deed, Transfer · Conventional with PMI EVERBANK |
| Apr 7, 2017 | Deed of Trust, Mortgage · Conventional with PMI EVERBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2017 · Amount on Record |
| Deed Sale | Apr 24, 2017 · Amount on Record |
| Deed Book / Page | 22017 / 2844 |
| Prior Transfer Date | Feb 24, 2012 |
| Prior Transfer Doc | 0000001769 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 10 JOY PL, BEACON, NY 12508-2438 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5976 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | 5976 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 10 JOY PL, BEACON, NY 12508-2438 |
| Document Number | 0000002795 |
| Instrument Date | Apr 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 JOY PL BEACON NY 125082438, BEACON, NY 12508-2438 |
| Document Number | 0000002795 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 2795 |
| Name | TRUSTCO BK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Recording Date | Apr 24, 2017 |
| Property Address | 10 JOY PL, BEACON, NY 12508-2438 |
| Document Number | 0000002844 |
| Instrument Date | Apr 7, 2017 |
| Instrument | 2844 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2017 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11 OAK ST BEACON NY 125081840, BEACON, NY 12508-1840 |
| Document Number | 2609 |
|---|---|
| Date | Apr 24, 2017 |
| Instrument | 2609 |
| Name | EVERBANK |
|---|---|
| Type | Bank |
| Address | DANBURY, CT 06810 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 10 JOY PL, BEACON, NY 12508-2438 |
| Document Number | 0000006170 |
| Instrument Date | Apr 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2018 |
| Title Company | ROMBOUT ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 10 JOY PL BEACON NY 125082438, BEACON, NY 12508-2438 |
| Document Number | 0000006170 |
|---|---|
| Date | Sep 7, 2017 |
| Instrument | 6170 |
| Name | EVERBANK |
|---|---|
| Type | Bank |
| Address | DANBURY, CT 06810 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 6, 2047 |
Source: Dutchess County and Fishkill Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Dutchess County |
| County Subdivision | Fishkill Town |
| Unified School District | Beacon City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,000.00 (+19.67%) | $436,100 (+6.99%) Land $102,900 Building $333,200 | $436,100 (+6.99%) Land $102,900 Building $333,200 |
| 2024 | $407,600 (+7.86%) Land $93,500 Building $314,100 | $407,600 (+7.86%) Land $93,500 Building $314,100 | |
| 2023 | $377,900 (+10.01%) Land $93,500 Building $284,400 | $377,900 (+10.01%) Land $93,500 Building $284,400 | |
| 2022 | $343,500 Land $85,000 Building $258,500 | $343,500 Land $85,000 Building $258,500 | |
| 2020 | $6,685.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2007–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MERRITT PARK WD, FISHKILL TOWN serves 1,300 people · EPA ID NY1330656 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 4 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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