10 Joseph's Way, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 10 Joseph's Way, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 688 sqft · built 1920
Lot Size	0.204 acres (8,885 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Oct 2019)
Tax Bill	$4,684 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0161 B:0026 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0161 B:0026 L:0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	688 sqft Living Area
Gross Area	892 sqft
1st Floor Area	688 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,885 sqft (0.204 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	10 JOSEPHS WAY
City	GLOUCESTER
State	MA
Zip	01930-4517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Block	26
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	3
Census Block	3007
Census Tract	221300

Owner

10 Joseph's Way is owned by an individual who bought it in October 2019.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	24 BISCAYNE DR, CHELMSFORD, MA 01824-3548
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Oct 22, 2019	Quit Claim Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Jul 12, 2019	Deed of Trust, Mortgage BANKGLOUCESTER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2019 · Amount on File
Deed Sale	Oct 22, 2019 · Amount on File
Prior Sale	Dec 2, 2016 · Amount on File
Deed Book / Page	37956 / 463
Prior Transfer Date	Sep 20, 2019
Prior Transfer Doc	37956-463
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	10 JOSEPHS WAY, GLOUCESTER, MA 01930-4517
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	039972-554
Date	Jun 11, 2021
Book Page	39972/554
Instrument	20210611005710

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Oct 22, 2019
Property Address	10 JOSEPHS WAY, GLOUCESTER, MA 01930-4517
Document Number	37956-463
Book / Page	37956 / 463
Instrument Date	Sep 20, 2019
Instrument	20191022004170
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 BISCAYNE DR, CHELMSFORD, MA 01824-3548

Mortgage

Document Number	191022004180
Date	Oct 22, 2019
Instrument	191022004180

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	10 JOSEPHS WAY, GLOUCESTER, MA 01930-4517
Document Number	37663-532
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 BENNETT ST S GLOUCESTER MA 019301357, GLOUCESTER, MA 01930-1357

Mortgage

Document Number	37663-532
Date	Jul 15, 2019
Book Page	037663/000532
Instrument	1907151970

Lender

Name	BANKGLOUCESTER
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 10 Joseph's Way was $4,684, up 3.2% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,684.00 (+3.17%)	$503,100 (+7.71%) Land $253,800 Building $249,300	$501,986
2025	$4,540.00 (+3.16%)	$467,100 (+3.27%) Land $235,100 Building $232,000
2024	$4,401.00 (+0.2%)	$452,300 (+9.07%) Land $223,900 Building $228,400
2023	$4,392.00	$414,700 Land $199,900 Building $214,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Joseph's Way in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	115 units insured incl. 39 condo units
Nearby Flood Claims	24 (1978–2024)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 7 claims Coastal Storm, Oct 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Joseph's Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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