Cook County property record for 10 Joseph Ct, Midlothian, IL 60445
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,570 sqft · built 2022 |
| Lot Size | 0.243 acres (10,586 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $420,000 (Jul 2023) |
| Tax Bill | $1,402 (2023) |
| Deeds & Mortgages | Dec 2025 Transfer Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 28-10-407-071 |
| Primary APN | 28-10-407-071 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,570 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,586 sqft (0.243 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 10 JOSEPH CT |
|---|---|
| City | MIDLOTHIAN |
| State | IL |
| Zip | 60445-3393 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SUI3DIVISKIN OF JOSEPH COURT BEING |
| Jurisdiction | COOK IL |
| Township / Civil Division | BREMEN |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 824701 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10 JOSEPH CT, MIDLOTHIAN, IL 60445-3393 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Dec 10, 2025 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jul 26, 2023 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2023 · Amount on Record |
| Deed Sale | Jul 26, 2023 · Amount on Record |
| Deed Document Number | 202325112 |
| Last Transfer Date | Aug 7, 2025 |
| Transfer Doc | 0000027007 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Dec 10, 2025 |
| Property Address | 10 JOSEPH CT, MIDLOTHIAN, IL 60445-3393 |
| Document Number | 0034427007 |
| Instrument Date | Aug 7, 2025 |
| Instrument | 2534427007 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 JOSEPH CT, MIDLOTHIAN, IL 60445-3393 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 26, 2023 |
| Property Address | 10 JOSEPH CT, MIDLOTHIAN, IL 60445-3393 |
| Document Number | 0020725112 |
| Map Reference | DOC 604716036 |
| Instrument Date | Jul 21, 2023 |
| Instrument | 2320725112 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Title Company | FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10 JOSEPH COURT, CHICAGO, IL 60637 |
| Document Number | 0020725113 |
|---|---|
| Date | Jul 26, 2023 |
| Instrument | 2320725113 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Rate | 6.17% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Bremen Township |
| Municipality | Midlothian Village |
| Secondary School District | Bremen Community High School District 228 (09 - 12) |
| Elementary School District | Midlothian School District 143 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $40,000 (+979.62%) Land $3,705 Building $36,295 | $400,000 (+979.62%) Land $37,050 Building $362,950 | |
| 2023 | $1,402.00 (-5.97%) | $3,705 (+16.69%) Land $3,705 | $37,050 (+16.69%) Land $37,050 |
| 2022 | $1,491.00 (+3.97%) | $3,175 (-) Land $3,175 | $31,750 (-) Land $31,750 |
| 2021 | $1,434.00 | $3,175 Land $3,175 | $31,750 Land $31,750 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 71 (1979–2026) |
| Claims Outside the SFHA | 17 of 71 |
| Most Recent Claim | Jul 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDLOTHIAN serves 14,819 people · EPA ID IL0311920 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Fiber | 1,500 / 1,500 |
| Verizon Fixed Wireless | 300 / 20 |
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