10 Johnson St, Mount Vernon, NY 10550 Property Records

Westchester County and Mount Vernon City property record for 10 Johnson St, Mount Vernon, NY 10550

Property Summary

Property Type	Single Family Home
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on File
Last Sale	$301,500 (May 2017)
Tax Bill	$10,656 (2026)
Deeds & Mortgages	Jul 2022 Refinance Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`550800 169.63-3077-3`

Property Details

APN / Parcel Number

Primary APN	`550800 169.63-3077-3`
Alternative APNs	`080016906330770030000000` `074920`

Exterior

Lot Area	2,614 sqft (0.06 acres)

Location & Zoning

Account Number	074920
Street Address	10 JOHNSON ST
City	MOUNT VERNON
State	NY
Zip	10550-4911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	J E BULLARD & CO
Legal Block	3077
Legal Lot Number	3.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2017
Census Tract	2600

Owner

10 Johnson St is owned and occupied by two individuals who bought it in May 2017.

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 JOHNSON ST, MOUNT VERNON, NY 10550-4911
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Jul 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 12, 2017	Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK NW NA
May 30, 2017	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2017 · Amount on File
Deed Sale	May 30, 2017 · Amount on File
Deed Document Number	2017571303505
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	10 JOHNSON ST, MOUNT VERNON, NY 10550-4911
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	WESTCOR LAND TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 JOHNSON ST, MOUNT VERNON, NY 10550-4911

Mortgage

Document Number	0613433381
Date	Jul 6, 2022
Instrument	613433381

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55467

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	353 Months
Due	Dec 1, 2051

Interest

Rate	3.25%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	10 JOHNSON ST, MOUNT VERNON, NY 10550-4911
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	LIBERTY LAND ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 JOHNSON ST, MOUNT VERNON, NY 10550-4911

Mortgage

Document Number	0613433363
Date	Jul 6, 2022
Instrument	613433363

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Dec 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	10 JOHNSON ST, MOUNT VERNON, NY 10550-4911
Document Number	0571453253
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	Feb 8, 2018
Title Company	LEX TERRAE LTD.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 POST AVE #SH NEW YORK NY 100345847, SH, NEW YORK, NY 10034-5847

Mortgage

Document Number	0571453253
Date	May 30, 2017
Book Page	057145/003253

Lender

Name	WELLS FARGO BK NW NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 29, 2047

Interest

Rate	1%

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	May 30, 2017
Property Address	10 JOHNSON ST, MOUNT VERNON, NY 10550-4911
Document Number	0571303505
Book / Page	057130 / 003505
Instrument Date	May 12, 2017
Transaction Type	Transfer
Record Updated	Jun 23, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$1,206.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 POST AVE NEW YORK NY 100345847, NEW YORK, NY 10034-5847

Tax Assessment & Valuation

The 2026 property tax bill for 10 Johnson St was $10,656, down 4.3% from the year before.

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,656.00 (-4.33%)
2025	$11,138.00	$6,200 (-) Land $1,200 Building $5,000	$344,445 (+6.67%) Land $66,667 Building $277,778
2024		$6,200 (-) Land $1,200 Building $5,000	$322,917 (-10.94%) Land $62,500 Building $260,417
2023		$6,200 Land $1,200 Building $5,000	$362,573 Land $70,175 Building $292,398

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10 Johnson St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	12 (1978–2021)
Claims Outside the SFHA	7 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Severe Storms, Flooding, Heavy Rains, High Winds, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10 Johnson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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