10 John Swift Rd, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 10 John Swift Rd, Acton, MA 01720

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,136 sqft · built 1997
Lot Size0.488 acres (21,253 sqft)
Owner2 Individual Names on Record
Last Sale$1,251,000 (Jun 2026)
Tax Bill$15,334 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Sep 2021 Refinance
Flood ZoneZone X (minimal risk)
APNACTO M:00F3 B:0024 L:0012

Property Details

APN / Parcel Number

Primary APNACTO M:00F3 B:0024 L:0012

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,136 sqft Living Area
Gross Area4,375 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,253 sqft (0.488 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address10 JOHN SWIFT RD
CityACTON
StateMA
Zip01720-3804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal SubdivisionDEACON WW DAVIS FARM
Legal Block24
Legal Lot Number12
JurisdictionACTON MA
Township / Civil DivisionACTON
Census Block Group2
Census Block2014
Census Tract363103

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Davis, Isaac, Trail
listed 1972 · 1 contributing resources · NRIS 72001347

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Acton Town records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10 JOHN SWIFT RD, ACTON, MA 01720-3804
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Quit Claim Deed, Transfer · ARM
TD BANK
Sep 9, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2026 · Amount on Record
Deed SaleJun 30, 2026 · Amount on Record
Prior SaleSep 8, 1995 · Amount on Record
Deed Document Number202680097
Deed Book / Page85818 / 45
Transfer Doc49727-136
Record UpdatedSep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionACTON MA
Recording DateJun 30, 2026
Property Address10 JOHN SWIFT RD, ACTON, MA 01720-3804
Document Number0000080097
Book / Page85818 / 45
Instrument DateJun 17, 2026
Instrument202680097
Transaction TypeTransfer
Record UpdatedJul 22, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10 JOHN SWIFT RD, ACTON, MA 01720-3804

Mortgage

DateJun 30, 2026
Lender
NameTD BANK
Agreement
TypeARM
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.63%
Initial TypeAdjustable Rate
Type Change DateJul 1, 2031
IndexOther
Margin3
Max Rate-1%

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address10 JOHN SWIFT RD, ACTON, MA 01720-3804
Transaction TypeMortgage
Record UpdatedSep 24, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number78654-294
DateSep 9, 2021
Book Page78654/294
Instrument200545
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionActon Town
Unified School DistrictActon-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,334.00 (+3.61%)$894,100 (+0.71%) Land $342,000 Building $552,100$943,445 (-1.12%)
2024$14,800.00 (+2.47%)$887,800 (+7.94%) Land $342,000 Building $545,800$954,085
2023$14,443.00$822,500 Land $310,900 Building $511,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1979–2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemACTON WATER SUPPLY DISTRICT
serves 21,285 people · EPA ID MA2002000
Water SourceGroundwater influenced by surface water
Last State InspectionOct 2024
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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