10 Jerome Smith Dr, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 10 Jerome Smith Dr, Ocean, NJ 07712 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,469 sqft · built 1975
Lot Size	0.322 acres (14,039 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (Nov 2017)
Tax Bill	$11,928 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-00158-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`37-00158-0000-00010`
Alternative APNs	`37001801R00010` `370015800010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,469 sqft Living Area
1st Floor Area	2,469 sqft
Basement Area	2,469 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	14,039 sqft (0.322 acres)
Lot Dimensions	135 ft deep x 104 ft wide
Parking Spaces	2 Parking Spaces
Deck Area	375 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	37001801R00010
Street Address	10 JEROME SMITH DR
City	OCEAN
State	NJ
Zip	07712-3721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TAX MAP/TOWNSHIP/OCEAN
Legal Block	158
Legal Lot Number	10
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	2
Census Block	2005
Census Tract	806503

Owner

Source: Monmouth County and Ocean Township records · APN 37-00158-0000-00010

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 JEROME SMITH DR, OCEAN, NJ 07712-3721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK
Nov 06, 2017	Grant Deed, Transfer · Conventional Mortgage INVESTORS HM MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 06, 2017 · Amount on Record
Deed Sale	Nov 06, 2017 · Amount on Record
Prior Sale	Nov 04, 2015 · Amount on Record
Deed Document Number	2017109504
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	10 JEROME SMITH DR, OCEAN, NJ 07712-3721
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	ABRAXAS ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094914010
Date	Mar 17, 2021
Book Page	9491/4010
Instrument	2021041720

Lender

Name	INVESTORS BANK
Type	Bank
Address	MILLBURN, NJ 07041

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 01, 2046

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Nov 06, 2017
Property Address	10 JEROME SMITH DR, OCEAN, NJ 07712-3721
Document Number	0000109504
Book / Page	009257 / 007662
Instrument Date	Oct 10, 2017
Instrument	109504
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	PRESTIGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$505.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 JEROME SMITH DR OCEAN NJ 077123721, OCEAN, NJ 07712-3721

Mortgage

Document Number	109505
Date	Nov 06, 2017
Book Page	009257/007687
Instrument	109505

Lender

Name	INVESTORS HM MTG
Type	Mortgage Company
Address	MILLBURN, NJ 07041

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 05, 2047

Tax Assessment & Valuation

Source: Monmouth County and Ocean Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$863,600 (-0.16%) Land $395,400 Building $468,200	$863,600 (-0.16%) Land $395,400 Building $468,200
2025	$11,928.00 (+2.43%)	$865,000 (+17.1%) Land $476,200 Building $388,800	$865,000 (+17.1%) Land $476,200 Building $388,800
2024	$11,645.00 (+5.46%)
2023		$738,700 Land $369,400 Building $369,300	$738,700 Land $369,400 Building $369,300
2022	$11,042.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258065032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1992–2023)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Aug 2023, rainfall accumulation

Wildfire

Wildfire Risk	Low above 5% of the US · above 14% of New Jersey
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 285 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	980 / 880
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Optimum Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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