10 Jefferson Rd, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 10 Jefferson Rd, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,248 sqft · built 1936
Lot Size	0.23 acres (10,001 sqft)
Owner	Trust Name on File
Last Sale	$1,245,000 (Jul 2014)
Tax Bill	$17,555 (2026)
Deeds & Mortgages	Jun 2021 Refinance Apr 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:005 B:0113 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:005 B:0113 L:0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,248 sqft Living Area
Gross Area	4,482 sqft
Basement Area	1,173 sqft
Unfinished Basement	586 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	10,001 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10 JEFFERSON RD
City	WINCHESTER
State	MA
Zip	01890-3117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDB
Legal Block	113
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	3
Census Block	3019
Census Tract	338500

Owner

10 Jefferson Rd is owner-occupied and held in a trust since December 2021.

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	10 JEFFERSON RD, WINCHESTER, MA 01890-3117
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Apr 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK OF RHODE ISLAND
Jan 4, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 18, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
Jan 11, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2014 · Amount on File
Deed Sale	Jul 15, 2014 · Amount on File
Prior Sale	Aug 1, 1991 · Amount on File
Deed Book / Page	1316 / 9
Last Transfer Date	Dec 27, 2021
Transfer Doc	0001903642
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	10 JEFFERSON RD, WINCHESTER, MA 01890-3117
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001881620
Date	Jun 1, 2021
Instrument	1881620

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	10 JEFFERSON RD, WINCHESTER, MA 01890-3117
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001840782
Date	Apr 28, 2020
Instrument	1840782

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Jan 4, 2022
Property Address	10 JEFFERSON RD, WINCHESTER, MA 01890-3117
Document Number	0001903642
Instrument Date	Dec 27, 2021
Instrument	1903642
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 JEFFERSON RD, WINCHESTER, MA 01890-3117

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	10 JEFFERSON RD, WINCHESTER, MA 01890-3117
Document Number	0001848265
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 JEFFERSON RD WINCHESTER MA 018903117, WINCHESTER, MA 01890-3117

Mortgage

Document Number	0001848265
Date	Jul 30, 2020
Instrument	1848265

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 29, 2045

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	10 JEFFERSON RD, WINCHESTER, MA 01890-3117
Document Number	0001755357
Instrument Date	Jan 11, 2017
Transaction Type	Mortgage
Record Updated	Mar 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001755357
Date	Mar 7, 2017
Instrument	1755357

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 10 Jefferson Rd was $17,555, up 10,047.4% from the year before.

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,555.00 (+10,047.4%)	$1,584,400 (+1.4%) Land $924,000 Building $660,400	$1,735,680 (-14.43%)
2025	$173.00 (-98.98%)	$1,562,500 (+4.57%) Land $924,000 Building $638,500	$2,028,345
2024	$16,929.00 (+2.66%)	$1,494,200 (+6.92%) Land $858,000 Building $636,200
2023	$16,491.00	$1,397,500 Land $792,000 Building $605,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Jefferson Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2001–2010)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Jefferson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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