10 Jay St, Edison, NJ 08837 Property Records

Middlesex County and Edison Township property record for 10 Jay St, Edison, NJ 08837

Property Summary

Property Type	Single Family Home
Details	1,170 sqft · built 1952
Lot Size	0.143 acres (6,238 sqft)
Owner	2 Individual Names on Record
Last Sale	$352,000 (Nov 2019)
Tax Bill	$8,653 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00986-0000-00008-01`

Property Details

APN / Parcel Number

Primary APN	`05-00986-0000-00008-01`
Alternative APNs	`05 00986-0000-00008-A` `0500986000000008000A` `00024305`

Interior

Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	1,170 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	6,238 sqft (0.143 acres)
Lot Dimensions	81 ft deep x 77 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	10 JAY ST
City	EDISON
State	NJ
Zip	08837-2648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	77X81
Legal Subdivision	JAY STREET
Legal Block	986
Legal Lot Number	8.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	1
Census Block	1000
Census Tract	1903

Owner

Source: Middlesex County and Edison Township records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 JAY ST, EDISON, NJ 08837-2648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Nov 8, 2019	Grant Deed, Transfer · Conventional with PMI GARDEN ST HM LNS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2019 · Amount on Record
Deed Sale	Nov 8, 2019 · Amount on Record
Deed Document Number	201994505
Deed Book / Page	17681 / 1256
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	10 JAY ST, EDISON, NJ 08837-2648
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	STEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE COMPANY NJ DIV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000594
Date	Jan 3, 2024
Book Page	19373/304
Instrument	2024000594

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Nov 8, 2019
Property Address	10 JAY ST, EDISON, NJ 08837-2648
Document Number	0000094505
Book / Page	017681 / 001256
Instrument Date	Oct 28, 2019
Instrument	94505
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 JAY ST EDISON NJ 088372648, EDISON, NJ 08837-2648

Mortgage

Document Number	94506
Date	Nov 8, 2019
Book Page	017681/001264
Instrument	94506

Lender

Name	GARDEN ST HM LNS INC
Address	CHERRY HILL, NJ 08003

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2049

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,400 (-) Land $85,400 Building $60,000	$145,400 (-) Land $85,400 Building $60,000
2025	$8,653.00 (-0.02%)	$145,400 (-) Land $85,400 Building $60,000	$145,400 (-) Land $85,400 Building $60,000
2024	$8,655.00 (+0.5%)
2023		$145,400 Land $85,400 Building $60,000	$145,400 Land $85,400 Building $60,000
2022	$8,612.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Xfinity.

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