Barnstable County and Sandwich Town property record for 10 James St, Sandwich, MA 02563
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,680 sqft · built 1984 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (Dec 1989) |
| Tax Bill | $6,060 (2025) |
| Deeds & Mortgages | Oct 2024 Reverse Mortgage Oct 2024 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SAND M:0042 B:0036 |
| Primary APN | SAND M:0042 B:0036 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Living Area |
| Gross Area | 3,744 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 8340 |
|---|---|
| Street Address | 10 JAMES ST |
| City | SANDWICH |
| State | MA |
| Zip | 02563-2115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 36 |
| Jurisdiction | SANDWICH MA |
| Township / Civil Division | SANDWICH |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 13300 |
10 James St is owned and occupied by two individuals who bought it in December 1989.
Source: Barnstable County and Sandwich Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 JAMES ST, SANDWICH, MA 02563-2115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2024 | Deed of Trust, Mortgage · Reverse Mortgage PHH US MORTGAGE CORP |
| Oct 28, 2024 | Deed of Trust, Mortgage · Reverse Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 1989 · Amount on File |
| Deed Sale | Dec 27, 1989 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDWICH MA |
| Property Address | 10 JAMES ST, SANDWICH, MA 02563-2115 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 036640-172 |
|---|---|
| Date | Oct 28, 2024 |
| Book Page | 36640/172 |
| Instrument | 42710 |
| Name | PHH US MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 949 Months |
| Due | Nov 1, 2103 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.63% |
| Type Change Date | Dec 1, 2024 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDWICH MA |
| Property Address | 10 JAMES ST, SANDWICH, MA 02563-2115 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 036640-186 |
|---|---|
| Date | Oct 28, 2024 |
| Book Page | 36640/186 |
| Instrument | 42711 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 949 Months |
| Due | Nov 1, 2103 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.63% |
| Type Change Date | Dec 1, 2024 |
| Index | Other |
The 2025 property tax bill for 10 James St was $6,060.
Source: Barnstable County and Sandwich Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Sandwich Town |
| Unified School District | Sandwich School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,060.00 | $573,300 Land $218,500 Building $354,800 | $598,215 |
| 2023 | $5,213.00 | $453,300 Land $152,000 Building $301,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 James St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 13 (1978–2018) |
| Claims Outside the SFHA | 1 of 13 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 James St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDWICH WATER DISTRICT serves 23,000 people · EPA ID MA4261000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures