10 James St, Enfield, CT 06082 Property Records

Enfield Town property record for 10 James St, Enfield, CT 06082

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,160 sqft · built 1954
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$179,900 (Jul 2017)
Tax Bill	$5,075 (2025)
Deeds & Mortgages	Jul 2020 Reverse Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`ENFI M:101 L:0065`

Property Details

APN / Parcel Number

Primary APN	`ENFI M:101 L:0065`
Alternative APNs	`M:0714 B:0002 L:0025` `71400020025`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
Gross Area	2,608 sqft
1st Floor Area	1,160 sqft
Basement Area	988 sqft
Unfinished Basement	400 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	18,731 sqft (0.43 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	71400020025
Street Address	10 JAMES ST
City	ENFIELD
State	CT
Zip	06082-4018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Lot Number	65
Jurisdiction	ENFIELD CT
Township / Civil Division	ENFIELD
Census Block Group	1
Census Block	1000
Census Tract	480800

Owner

10 James St is owned and occupied by an individual who bought it in July 2017.

Source: Enfield Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	10 JAMES ST, ENFIELD, CT 06082-4018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GOURP
Jul 3, 2017	Warranty Deed, Transfer WILLIAM RAVEIS MTG CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2017 · Amount on File
Deed Sale	Jul 3, 2017 · Amount on File
Deed Book / Page	2671 / 210
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ENFIELD CT
Property Address	10 JAMES ST, ENFIELD, CT 06082-4018
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002764-175
Date	Jul 27, 2020
Book Page	2764/175
Instrument	2021001503

Lender

Name	AMERICAN ADVISORS GOURP
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.91%
Type Change Date	Apr 1, 2021
Index	LIBOR

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ENFIELD CT
Recording Date	Jul 3, 2017
Property Address	10 JAMES ST, ENFIELD, CT 06082-4018
Document Number	2671-210
Book / Page	2671 / 210
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.41
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	26710213
Date	Jul 3, 2017
Instrument	02671/0213

Lender

Name	WILLIAM RAVEIS MTG CO

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 3, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10 James St was $5,075.

Source: Enfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Enfield Town
Unified School District	Enfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,075.00	$144,600 Land $52,500 Building $92,100	$101,220 Land $36,750 Building $64,470
2024	$5,075.00 (+4.57%)
2023	$4,853.00 (+8.64%)	$144,600 (-) Land $52,500 Building $92,100
2022	$4,467.00	$144,600 Land $52,500 Building $92,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 James St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 James St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAZARDVILLE WATER COMPANY private · serves 18,544 people · EPA ID CT0490021
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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