10 Jacobs St, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 10 Jacobs St, Peabody, MA 01960

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,862 sqft · built 1880
Lot Size	0.077 acres (3,350 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Aug 2018)
Tax Bill	$5,244 (2026)
Deeds & Mortgages	Feb 2022 Refinance Feb 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PEAB M:0075 B:0249`

Property Details

APN / Parcel Number

Primary APN	`PEAB M:0075 B:0249`
Alternative APN	`9517`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,862 sqft Living Area
1st Floor Area	1,862 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	3,350 sqft (0.077 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9517
Street Address	10 JACOBS ST
City	PEABODY
State	MA
Zip	01960-4310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	16 PARSONS ST
Legal Block	249
Jurisdiction	PEABODY MA
Township / Civil Division	PEABODY
Census Block Group	3
Census Block	3005
Census Tract	210800

Owner

10 Jacobs St is owned and occupied by two individuals who acquired it in January 2020.

Source: Essex County and Peabody City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 JACOBS ST, PEABODY, MA 01960-4310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.
Feb 11, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 22, 2018	Quit Claim Deed, Transfer · FHA Mortgage ROSS MTG CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2018 · Amount on File
Deed Sale	Aug 22, 2018 · Amount on File
Prior Sale	Jul 1, 2004 · Amount on File
Deed Book / Page	36955 / 524
Last Transfer Date	Jan 31, 2020
Transfer Doc	38254-94
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	10 JACOBS ST, PEABODY, MA 01960-4310
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040753-90
Date	Feb 28, 2022
Book Page	40753/90
Instrument	20220228000530

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEABODY MA
Recording Date	Feb 11, 2020
Property Address	10 JACOBS ST, PEABODY, MA 01960-4310
Document Number	38254-94
Book / Page	038254 / 000094
Instrument Date	Jan 31, 2020
Instrument	11001710
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 JACOBS ST PEABODY MA 019604310, PEABODY, MA 01960-4310

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEABODY MA
Recording Date	Aug 22, 2018
Property Address	10 JACOBS ST, PEABODY, MA 01960-4310
Document Number	36955-524
Book / Page	036955 / 000524
Instrument Date	Jun 27, 2018
Instrument	1808223050
Transaction Type	Transfer
Record Updated	Sep 11, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,755.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 JACOBS ST PEABODY MA 019604310, PEABODY, MA 01960-4310

Mortgage

Document Number	36955-528
Date	Aug 22, 2018
Book Page	036955/000528
Instrument	1808223060

Lender

Name	ROSS MTG CO INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 10 Jacobs St was $5,244, down 0.5% from the year before.

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Peabody City
Unified School District	Peabody School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,244.00 (-0.49%)	$553,800 (-2.69%) Land $205,100 Building $348,700	$605,464 (+18%)
2025	$5,270.00 (+7.64%)	$569,100 (+6.02%) Land $189,900 Building $379,200	$513,095
2024	$4,896.00 (+3.68%)	$536,800 (+8.23%) Land $189,900 Building $346,900
2023	$4,722.00	$496,000 Land $165,200 Building $330,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Jacobs St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	39 (1979–2024)
Claims Outside the SFHA	1 of 39
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 5 claims Severe Storms And Flooding, May 2006 · 9 claims Extreme Weather Conditons And Flooding, Oct 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10 Jacobs St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000
Water Source	Surface water
Last State Inspection	May 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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