10 Jackson St, Cape May, NJ 08204 Property Records

Cape May County and Cape May City property record for 10 Jackson St, Cape May, NJ 08204

Property Summary

Property TypeBoarding House, Apartment Hotel
Details2,856 sqft · built 1888
Lot Size0.236 acres (10,283 sqft)
Owner2 Individual Names on File
Last Sale$837,500 (Aug 2010)
Tax Bill$13,584 (2024)
Deeds & MortgagesMar 2019 Mortgage
Jan 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-01033-0000-00002

Property Details

APN / Parcel Number

Primary APN02-01033-0000-00002
Alternative APNs
  • 020103300002
  • 638

Interior

Stories3 Stories
Building Area2,856 sqft Living Area

Exterior

Year BuiltBuilt 1888
Effective Year BuiltEffective 1888
Construction TypeFrame
Lot Area10,283 sqft (0.236 acres)
Lot Dimensions113 ft deep x 91 ft wide

Location & Zoning

Account Number638
Street Address10 JACKSON ST
CityCAPE MAY
StateNJ
Zip08204-1418
Property CategoryCommercial
Property TypeCommercial > Retail > Boarding House, Apartment Hotel
Local Zoning CodeR-S
Legal DescriptionL3
Legal SubdivisionATLANTIC TERRACE
Legal Block1033
Legal Lot Number2
JurisdictionCAPE MAY NJ
Township / Civil DivisionCAPE MAY
Census Block Group2
Census Block2028
Census Tract22000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cape May Historic District (Additional Documentation)
listed 1970 · 600 contributing resources · National Historic Landmark (designated 1976) · NRIS 70000383

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

10 Jackson St, a commercial property, is owned by two individuals who bought it in August 2010.

Source: Cape May County and Cape May City records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 455, CAPE MAY, NJ 08204-0455
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2019Deed of Trust, Mortgage
CENTURY SVGS BK
Jan 25, 2019Deed of Trust, Mortgage · Line of Credit
CENTURY SVGS BK
Jan 23, 2019Deed of Trust, Mortgage
NEW JERSEY ECONOMIC DEV AUTH

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2010 · Amount on File
Deed SaleAug 27, 2010 · Amount on File
Prior SaleMar 29, 1993
Deed Document Number2010326
Deed Book / Page3429 / 401
Prior Transfer DateMar 24, 1993
Prior Transfer Doc2340000212
Record UpdatedOct 29, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address10 JACKSON ST, CAPE MAY, NJ 08204-1418
Document Number0060500539
Instrument DateMar 4, 2019
Transaction TypeMortgage
Record UpdatedJun 11, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 JACKSON ST CAPE MAY NJ 082041418, CAPE MAY, NJ 08204-1418

Mortgage

Document Number0060500539
DateMar 20, 2019
Book Page006050/000539
Instrument87387
Lender
NameCENTURY SVGS BK
TypeFederal Savings Bank
Address1376 W SHERMAN AVE, VINELAND, NJ 08360-6916
Agreement
AmountAmount on Record
Interest
Rate4.75%

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address10 JACKSON ST, CAPE MAY, NJ 08204-1418
Document Number0060370001
Instrument DateJan 25, 2019
Transaction TypeMortgage
Record UpdatedFeb 7, 2019
Title CompanyDUNE ABSTRACT COMPANY LLC, DUNE ABS CO LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 JACKSON ST CAPE MAY NJ 082041418, CAPE MAY, NJ 08204-1418

Mortgage

Document Number0060370001
DateJan 25, 2019
Book Page006037/000001
Instrument82007
Lender
NameCENTURY SVGS BK
TypeFederal Savings Bank
AddressLENDING DEPT 1376 W SHERMAN AVE, VINELAND, NJ 08360
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address10 JACKSON ST, CAPE MAY, NJ 08204-1418
Document Number0060370010
Instrument DateJan 23, 2019
Transaction TypeMortgage
Record UpdatedFeb 7, 2019
Title CompanyDUNE ABSTRACT COMPANY LLC, DUNE ABS CO LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 JACKSON ST CAPE MAY NJ 082041418, CAPE MAY, NJ 08204-1418

Mortgage

Document Number0060370010
DateJan 25, 2019
Book Page006037/000010
Instrument82008
Lender
NameNEW JERSEY ECONOMIC DEV AUTH
Address36 W STATE ST, TRENTON, NJ 08608-1213
Agreement
AmountAmount on Record
Interest
Rate7%

Tax Assessment & Valuation

Source: Cape May County and Cape May City assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
MunicipalityCape May City
Elementary School DistrictCape May City School District (KG - 06)
Secondary School DistrictLower Cape May Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,285,200 (-) Land $716,500 Building $568,700$1,285,200 (-) Land $716,500 Building $568,700
2025$1,285,200 Land $716,500 Building $568,700$1,285,200 Land $716,500 Building $568,700
2024$13,584.00
2023$1,285,200 Land $716,500 Building $568,700$1,285,200 Land $716,500 Building $568,700
2022$13,263.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Jackson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 177 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies294 units insured
incl. 117 condo units
Nearby Flood Claims321 (1978–2015)
Claims Outside the SFHA7 of 321
Most Recent ClaimJun 2015 · other causes
Claims by Event
  • Severe Coastal Storm, Jan 1992 · 49 claims
  • Hurricane Gloria, Sep 1985 · 113 claims
  • Coastal Storms & Flooding, Mar 1984 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Jackson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAPE MAY WATER & SEWER U
serves 35,000 people · EPA ID NJ0502001
Water SourceGroundwater
Last State InspectionAug 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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