10 Independence Sq, Bloomington, IL 61704 Property Records

McLean County property record for 10 Independence Sq, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,321 sqft · built 1976
Lot Size	0.247 acres (10,737 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Jan 2022)
Tax Bill	$6,687 (2024)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Oct 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-01-354-005`

Property Details

APN / Parcel Number

Primary APN	`21-01-354-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,321 sqft Living Area
Gross Area	3,463 sqft
1st Floor Area	1,781 sqft
Basement Area	1,057 sqft
Finished Basement	540 sqft
Unfinished Basement	517 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	10,737 sqft (0.247 acres)
Lot Dimensions	125 ft deep x 86 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10 INDEPENDENCE SQ
City	BLOOMINGTON
State	IL
Zip	61704-4636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	8TH ADD WASHINGTON EAST SUB LOT 311
Legal Range	02E
Legal Township	23N
Legal Section	01
Legal Subdivision	WASHINGTON EAST SUB
Legal Lot Number	311
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2020
Census Tract	1103

Owner

10 Independence Sq is owned and occupied by two individuals who bought it in January 2022.

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 INDEPENDENCE SQ, BLOOMINGTON, IL 61704-4636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Executor's Deed, Transfer · Conventional Mortgage IAA CU
Oct 15, 2021	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 23, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2022 · Amount on File
Deed Sale	Jan 18, 2022 · Amount on File
Deed Document Number	2022953
Prior Transfer Date	Sep 29, 2021
Prior Transfer Doc	0000024909
Record Updated	Sep 20, 2026

January 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 18, 2022
Property Address	10 INDEPENDENCE SQ, BLOOMINGTON, IL 61704-4636
Document Number	202200000953
Map Reference	DOC 76-9655
Instrument Date	Dec 7, 2021
Instrument	2022-00000953
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 INDEPENDENCE SQ, BLOOMINGTON, IL 61704-4636

Mortgage

Document Number	202200000954
Date	Jan 18, 2022
Instrument	2022-00000954

Lender

Name	IAA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

October 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 15, 2021
Property Address	10 INDEPENDENCE SQ, BLOOMINGTON, IL 61704-4636
Document Number	202100024909
Instrument Date	Sep 29, 2021
Instrument	2021-00024909
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 23, 2021
Property Address	10 INDEPENDENCE SQ, BLOOMINGTON, IL 61704-4636
Document Number	202100009461
Instrument Date	Oct 8, 2020
Instrument	2021-00009461
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 INDEPENDENCE SQ, BLOOMINGTON, IL 61704-4636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8910 PRESTON DR, CARMEL, IN 46280

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$99,943 Land $19,653 Building $80,290	$299,829 Land $58,959 Building $240,870
2024	$6,687.00 (+10.51%)
2023	$6,051.00 (+6.74%)	$78,400 (+7.83%) Land $15,417 Building $62,983	$235,200 (+7.83%) Land $46,251 Building $188,949
2022	$5,669.00	$72,705 Land $14,297 Building $58,408	$218,115 Land $42,891 Building $175,224

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10 Independence Sq in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10 Independence Sq has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink.

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