10 Independence Ave, Hampden, ME 04444 Property Records

Penobscot County and Hampden Town property record for 10 Independence Ave, Hampden, ME 04444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,904 sqft · built 1996
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Dec 2025)
Tax Bill	$5,214 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit May 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`HAMN M:06 B:A L:013`

Property Details

APN / Parcel Number

Primary APN	`HAMN M:06 B:A L:013`
Alternative APN	`764`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,904 sqft Living Area
1st Floor Area	952 sqft
Basement Area	500 sqft
Unfinished Basement	500 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	764
Street Address	10 INDEPENDENCE AVE
City	HAMPDEN
State	ME
Zip	04444-1300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12 - R
Legal Subdivision	COLONIAL HTS
Legal Block	A
Legal Lot Number	13
Jurisdiction	HAMPDEN ME
Township / Civil Division	HAMPDEN
Census Block Group	3
Census Block	3004
Census Tract	2000

Owner

10 Independence Ave is owned and occupied by an individual who bought it in December 2025.

Source: Penobscot County and Hampden Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	10 INDEPENDENCE AVE, HAMPDEN, ME 04444-1300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Line of Credit CHANGING SEASONS FEDERAL CREDIT UNION
May 17, 2023	Deed of Trust, Mortgage · Line of Credit CHANGING SEASONS FEDERAL CREDIT UNION
Dec 24, 2025	Warranty Deed, Transfer · Conventional Mortgage NORTHSTAR MORTGAGE CORP
Dec 14, 2017	Deed of Trust, Mortgage BANGOR SAVINGS BANK
May 11, 2017	Deed of Trust, Mortgage MAINE SAVINGS FCU
Jun 8, 2020	Deed of Trust, Mortgage · Balloon Mortgage CHANGING SEASONS FEDERAL CREDIT UNION
Feb 16, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 24, 2025 · Amount on File
Deed Sale	Dec 24, 2025 · Amount on File
Prior Sale	May 10, 2024 · Amount on File
Deed Book / Page	17739 / 346
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Property Address	10 INDEPENDENCE AVE, HAMPDEN, ME 04444-1300
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0161500174
Date	Aug 13, 2021
Book Page	16150/174
Instrument	27892

Lender

Name	CHANGING SEASONS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2041

Interest

Rate Type	Adjustable Rate

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Property Address	10 INDEPENDENCE AVE, HAMPDEN, ME 04444-1300
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0168230289
Date	May 17, 2023
Book Page	16823/289
Instrument	9734

Lender

Name	CHANGING SEASONS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2043

Interest

Rate Type	Adjustable Rate

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMPDEN ME
Recording Date	Dec 24, 2025
Property Address	10 INDEPENDENCE AVE, HAMPDEN, ME 04444-1300
Document Number	0177390346
Book / Page	17739 / 346
Instrument Date	Dec 22, 2025
Instrument	35474
Transaction Type	Transfer
Record Updated	Jan 14, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000035475
Date	Dec 24, 2025
Instrument	35475

Lender

Name	NORTHSTAR MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Property Address	10 INDEPENDENCE AVE, HAMPDEN, ME 04444-1300
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146950212
Date	Dec 14, 2017
Book Page	14695/0212
Instrument	000000038804

Lender

Name	BANGOR SAVINGS BANK

Agreement

Amount	Amount on Record
Term	156 Months
Due	Dec 29, 2030

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Property Address	10 INDEPENDENCE AVE, HAMPDEN, ME 04444-1300
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144800240
Date	May 11, 2017
Book Page	14480/0240
Instrument	000000012945

Lender

Name	MAINE SAVINGS FCU

Agreement

Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Property Address	10 INDEPENDENCE AVE, HAMPDEN, ME 04444-1300
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0155550135
Date	Jun 8, 2020
Book Page	15555/135
Instrument	15336

Lender

Name	CHANGING SEASONS FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMPDEN ME
Recording Date	Feb 16, 2018
Property Address	10 INDEPENDENCE AVE, HAMPDEN, ME 04444-1300
Document Number	0147420315
Book / Page	014742 / 000315
Instrument Date	Feb 15, 2018
Instrument	3935
Transaction Type	Transfer
Record Updated	Mar 1, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 10 Independence Ave was $5,214, up 24.4% from the year before.

Source: Penobscot County and Hampden Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hampden Town
Unified School District	Regional School Unit 22 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,214.00 (+24.35%)	$295,400 (+10.27%) Land $47,200 Building $248,200
2024	$4,193.00 (-0.55%)	$267,900 (+22.33%) Land $42,800 Building $225,100
2023	$4,216.00 (+4.98%)	$219,000 (+12.89%) Land $35,000 Building $184,000
2022	$4,016.00	$194,000 Land $31,000 Building $163,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10 Independence Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Independence Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMPDEN WATER DISTRICT serves 4,800 people · EPA ID ME0090660
Water Source	Purchased surface water from BANGOR WATER DISTRICT
Last State Inspection	May 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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