10 Hughes St E, Belfast, NY 14711 Property Records

Allegany County and Belfast Town property record for 10 Hughes St E, Belfast, NY 14711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,945 sqft · built 1920
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Sep 2025)
Tax Bill	$1,682 (2026)
Deeds & Mortgages	Jun 2026 Mortgage May 2022 Refinance + 4 more
APN	`023400 105.10-2-10`

Property Details

APN / Parcel Number

Primary APN	`023400 105.10-2-10`
Alternative APNs	`340010501000020100000000` `00000000476`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,945 sqft Living Area
1st Floor Area	1,321 sqft
2nd Floor Area	624 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Detached
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	574 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	00000000476
Street Address	10 HUGHES ST E
City	BELFAST
State	NY
Zip	14711-8725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	GL 3
Legal Block	2
Legal Lot Number	10.000
Jurisdiction	ALLEGANY NY
Township / Civil Division	BELFAST
Census Block Group	1
Census Block	1029
Census Tract	951301

Owner

10 Hughes St E is owned and occupied by an individual who bought it in September 2025.

Source: Allegany County and Belfast Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	6130 4TH ST, CHESAPEAKE BEACH, MD 20732-4148
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 13, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
Sep 16, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE LLC
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BK NA
Nov 4, 2020	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BK NA
Aug 9, 2018	Warranty Deed, Transfer · Conventional with PMI COMMUNITY BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2025 · Amount on File
Deed Sale	Sep 16, 2025 · Amount on File
Prior Sale	Nov 4, 2020 · Amount on File
Deed Document Number	202560941
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY NY
Recording Date	Jun 12, 2026
Property Address	10 HUGHES ST E, BELFAST, NY 14711-8725
Document Number	0000068047
Instrument Date	Jun 5, 2026
Instrument	202668047
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HUGHES ST E, BELFAST, NY 14711-8725

Mortgage

Document Number	0000068047,
Date	Jun 12, 2026
Instrument	202668047

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate	5.72%
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY NY
Property Address	10 HUGHES ST E, BELFAST, NY 14711-8725
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002979
Date	May 13, 2022
Instrument	2022-22979

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2037

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGANY NY
Recording Date	Sep 16, 2025
Property Address	10 HUGHES ST E, BELFAST, NY 14711-8725
Document Number	0000000941
Instrument Date	Sep 10, 2025
Instrument	2025-60941
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6130 4TH ST, CHESAPEAKE BEACH, MD 20732-4148

Mortgage

Document Number	0000000942
Date	Sep 16, 2025
Instrument	2025-60942

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY NY
Property Address	10 HUGHES ST E, BELFAST, NY 14711-8725
Document Number	0000010141
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	ALLEGANY ABSTRACT COMPANY, ALLEGANY ABS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HUGHES ST E BELFAST NY 147118725, BELFAST, NY 14711-8725

Mortgage

Document Number	0000010141
Date	Nov 4, 2020
Instrument	10141

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 3, 2030

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGANY NY
Recording Date	Nov 4, 2020
Property Address	10 HUGHES ST E, BELFAST, NY 14711-8725
Document Number	0000010140
Instrument Date	Oct 27, 2020
Instrument	10140
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	ALLEGANY ABSTRACT COMPANY, ALLEGANY ABS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HUGHES ST E BELFAST NY 147118725, BELFAST, NY 14711-8725

Mortgage

Document Number	10141
Date	Nov 4, 2020
Instrument	10141

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 3, 2030

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGANY NY
Recording Date	Aug 9, 2018
Property Address	10 HUGHES ST E, BELFAST, NY 14711-8725
Document Number	0000098497
Instrument Date	Aug 2, 2018
Instrument	98497
Transaction Type	Transfer
Record Updated	Sep 5, 2018
Title Company	ALLEGANY ABSTRACT COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 HUGHES ST E BELFAST NY 147118725, BELFAST, NY 14711-8725

Mortgage

Document Number	98498
Date	Aug 9, 2018
Instrument	98498

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 10 Hughes St E was $1,682 with exemptions applied, up 78.2% from the year before.

Source: Allegany County and Belfast Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Allegany County
County Subdivision	Belfast Town
Unified School District	Belfast Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,682.00 (+78.18%) Disabled Person's exemption Veteran's exemption
2025	$944.00 (-51.91%)	$56,600 (-) Land $7,000 Building $49,600	$63,600 (+1.6%) Land $7,866 Building $55,734
2024	$1,963.00 Disabled Person's exemption Veteran's exemption	$56,600 (+21.72%) Land $7,000 Building $49,600	$62,600 (-7.12%) Land $7,742 Building $54,858
2023		$46,500 Land $6,300 Building $40,200	$67,400 Land $9,132 Building $58,268

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 10 Hughes St E; 4 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Hughes St E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELFAST WATER DISTRICT serves 850 people · EPA ID NY0200313
Water Source	Purchased groundwater from HOUGHTON WATER DISTRICT
Last State Inspection	Oct 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Armstrong.

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