10 Howard St, Brookfield, MA 01506 Property Records

Worcester County and Brookfield Town property record for 10 Howard St, Brookfield, MA 01506

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,712 sqft · built 1870
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$107,000 (Jul 2018)
Tax Bill	$4,421 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jan 2022 Mortgage + 3 more
APN	`45006C000200450`

Property Details

APN / Parcel Number

Primary APN	`45006C000200450`
Alternative APNs	`BFLD M:006C B:0002 L:00450` `BROO M:006C B:0002 L:00450` `45006C000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,712 sqft Living Area
Gross Area	2,860 sqft
1st Floor Area	1,001 sqft
Basement Area	876 sqft
Unfinished Basement	876 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	45006C000200450
Street Address	10 HOWARD ST
City	BROOKFIELD
State	MA
Zip	01506-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V
Legal Block	2
Legal Lot Number	450
Jurisdiction	BROOKFIELD MA
Township / Civil Division	BROOKFIELD
Census Block Group	3
Census Block	3033
Census Tract	760100

Owner

10 Howard St is owned and occupied by an individual who bought it in July 2018.

Source: Worcester County and Brookfield Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	10 HOWARD ST, BROOKFIELD, MA 01506-1624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 21, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 27, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 24, 2026	Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Jul 27, 2018	Quit Claim Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2018 · Amount on File
Deed Sale	Jul 27, 2018 · Amount on File
Deed Document Number	201877289
Deed Book / Page	59165 / 42
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOKFIELD MA
Property Address	10 HOWARD ST, BROOKFIELD, MA 01506-1624
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068715-213
Date	Jan 12, 2023
Book Page	68715/213
Instrument	3422

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOKFIELD MA
Property Address	10 HOWARD ST, BROOKFIELD, MA 01506-1624
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066984-379
Date	Jan 21, 2022
Book Page	66984/379
Instrument	8260

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOKFIELD MA
Property Address	10 HOWARD ST, BROOKFIELD, MA 01506-1624
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	070037-145
Date	Dec 27, 2023
Book Page	70037/145
Instrument	107985

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jan 1, 2052

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOKFIELD MA
Recording Date	Apr 24, 2026
Property Address	10 HOWARD ST, BROOKFIELD, MA 01506-1624
Document Number	0000031680
Book / Page	73486 / 221
Instrument Date	Feb 18, 2026
Instrument	202631680
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073486-221,
Date	Apr 24, 2026
Book Page	73486/221
Instrument	202631680

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Amount	Amount on Record
Term	313 Months
Due	May 1, 2052

Interest

Rate	6.09%
Max Rate	-1%

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BROOKFIELD MA
Recording Date	Jul 27, 2018
Property Address	10 HOWARD ST, BROOKFIELD, MA 01506-1624
Document Number	59165-42
Book / Page	59165 / 42
Instrument	77289
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HOWARD ST, BROOKFIELD, MA 01506-1624

Mortgage

Document Number	591650044
Date	Jul 27, 2018
Instrument	59165/0044

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10 Howard St was $4,421, up 15.3% from the year before.

Source: Worcester County and Brookfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Brookfield Town
Elementary School District	Brookfield School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,421.00 (+15.34%)	$285,600 (+13.24%) Land $64,700 Building $220,900	$359,670 (+9.23%)
2024	$3,833.00 (+6.74%)	$252,200 (+12.24%) Land $64,700 Building $187,500	$329,270
2023	$3,591.00	$224,700 Land $62,900 Building $161,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 10 Howard St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Howard St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROOKFIELD WATER DEPARTMENT serves 1,008 people · EPA ID MA2045000
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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