Torrington City property record for 10 Horace St, Torrington, CT 06790
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,435 sqft · built 1920 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,500 (Mar 2021) |
| Tax Bill | $5,699 (2026) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Sep 2017 Mortgage + 1 more |
| APN | 001252 |
| Primary APN | 001252 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,435 sqft Living Area |
| Gross Area | 2,822 sqft |
| Basement Area | 891 sqft |
| Unfinished Basement | 891 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Deck Area | Deck Area |
| Greenhouse | Greenhouse |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 1252 |
|---|---|
| Street Address | 10 HORACE ST |
| City | TORRINGTON |
| State | CT |
| Zip | 06790-5111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S |
| Legal Block | 7 |
| Legal Lot Number | 5 |
| Jurisdiction | TORRINGTON CT |
| Township / Civil Division | TORRINGTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 310803 |
Source: Torrington City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 HORACE ST, TORRINGTON, CT 06790-5111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage LIBERTY BANK |
| Sep 23, 2017 | Deed of Trust, Mortgage IFREEDOM DIRECT |
| Feb 21, 2017 | Warranty Deed, Transfer IFREEDOM DIRECT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2021 · Amount on File |
| Deed Sale | Mar 2, 2021 · Amount on File |
| Prior Sale | Feb 21, 2017 · Amount on File |
| Deed Document Number | 2021462489 |
| Deed Book / Page | 1328 / 220 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Recording Date | Mar 2, 2021 |
| Property Address | 10 HORACE ST, TORRINGTON, CT 06790-5111 |
| Document Number | 1328-220 |
| Book / Page | 1328 / 220 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 2021-462489 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2021462490 |
|---|---|
| Date | Mar 2, 2021 |
| Instrument | 2021-462490 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Property Address | 10 HORACE ST, TORRINGTON, CT 06790-5111 |
| Document Number | 1255-588 |
| Book / Page | 001255 / 000588 |
| Instrument Date | Sep 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2017 |
| Name | Verified Name |
|---|---|
| Address | 10 HORACE ST TORRINGTON CT 067905111, TORRINGTON, CT 06790-5111 |
| Document Number | 1255-588 |
|---|---|
| Date | Oct 4, 2017 |
| Book Page | 001255/000588 |
| Instrument | 433959 |
| Name | IFREEDOM DIRECT |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 3, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Recording Date | Feb 21, 2017 |
| Property Address | 10 HORACE ST, TORRINGTON, CT 06790-5111 |
| Document Number | 1242-375 |
| Book / Page | 001242 / 000375 |
| Instrument Date | Feb 17, 2017 |
| Instrument | 427879 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2017 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $146.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 PROSPECT ST ESSEX CT 064261042, ESSEX, CT 06426-1042 |
| Document Number | 1242-377 |
|---|---|
| Date | Feb 21, 2017 |
| Book Page | 001242/000377 |
| Instrument | 427880 |
| Name | IFREEDOM DIRECT |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 20, 2047 |
Source: Torrington City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Torrington City |
| Unified School District | Torrington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,699.00 (-12.97%) | $170,310 (-) Land $23,800 Building $146,510 | $286,185 (+140.05%) |
| 2025 | $6,548.00 | $170,310 (+118.35%) Land $23,800 Building $146,510 | $119,217 Land $16,660 Building $102,557 |
| 2024 | $6,548.00 (+75.03%) | ||
| 2023 | $3,741.00 (+1.74%) | $78,000 (-) Land $23,760 Building $54,240 | |
| 2022 | $3,677.00 | $78,000 Land $23,760 Building $54,240 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Treatment report not submitted Mar 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures