10 Holly Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 10 Holly Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 988 sqft · built 1985
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Jul 2024)
Tax Bill	$2,517 (2025)
Deeds & Mortgages	Aug 2018 Transfer May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A860001352`

Property Details

APN / Parcel Number

Primary APN	`A860001352`
Alternative APN	`2-0141-5889-00-0005.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
Gross Area	2,262 sqft
1st Floor Area	988 sqft
Basement Area	988 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	85 sqft
Patio Area	306 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A860001352
Street Address	10 HOLLY CT
City	O FALLON
State	MO
Zip	63366-2970
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLLY HILLS LOT 5
Legal Subdivision	HOLLY HILLS
Legal Lot Number	5
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	2
Census Block	2015
Census Tract	311712

Owner

10 Holly Ct is owned and occupied by two individuals who bought it in July 2024.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 HOLLY CT, O FALLON, MO 63366-2970
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2018	Quit Claim Deed, Transfer Quitclaim
May 8, 2018	Special Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2024 · Amount on File
Deed Sale	Jul 3, 2024 · Amount on File
Prior Sale	May 8, 2018 · Amount on File
Deed Document Number	202426356
Prior Transfer Date	Aug 13, 2018
Prior Transfer Doc	0069640037
Record Updated	Oct 29, 2026

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 16, 2018
Property Address	10 HOLLY CT, O FALLON, MO 63366-2970
Document Number	0069640037
Book / Page	006964 / 000037
Instrument Date	Aug 13, 2018
Instrument	469120
Transaction Type	Transfer
Record Updated	Aug 31, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1917 SCHOONER DR CORNELIUS NC 28031, CORNELIUS, NC 28031

May 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 8, 2018
Property Address	10 HOLLY CT, O FALLON, MO 63366-2970
Document Number	0069161861
Book / Page	6916 / 1861
Map Reference	MB 24 PG 126
Instrument Date	May 4, 2018
Instrument	20180508000256560
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	348 CIMARRON VALLEY TRL, 348, WENTZVILLE, MO 63385-5007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19717 SCHOONER DR, CORNELIUS, NC 28031-5860

Mortgage

Document Number	20180508000256570
Date	May 8, 2018
Instrument	20180508000256570

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10 Holly Ct was $2,517, down 0.2% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,940 (-)	$204,948 (-) Building $204,948
2025	$2,517.00 (-0.24%)	$38,940	$204,948 Building $204,948
2024	$2,523.00
2023		$37,906
2022			$199,507 Land $50,000 Building $149,507

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10 Holly Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	22 (1981–2022)
Claims Outside the SFHA	6 of 22
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 3 claims Severe Storms, Tornadoes, And Flooding, May 2019 · 2 claims Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Holly Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon, Wisper ISP.

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