Middlesex County and Cambridge City property record for 10 Hingham St, Cambridge, MA 02138
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 3.5 ba · 2,208 sqft · built 1903 |
| Lot Size | 0.044 acres (1,936 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,461 (2025) |
| Deeds & Mortgages | May 2022 Refinance Jan 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 130-15 |
| Primary APN | 130-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,208 sqft Living Area |
| Gross Area | 3,312 sqft |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 1,104 sqft |
| Unfinished Basement | 1,103 sqft |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Brick |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 1,936 sqft (0.044 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Wood Furnace |
| Street Address | 10 HINGHAM ST |
|---|---|
| City | CAMBRIDGE |
| State | MA |
| Zip | 02138-6112 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | C-1 |
| Legal Lot Number | 15 |
| Jurisdiction | CAMBRIDGE MA |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 353900 |
10 Hingham St, a duplex, is owned and occupied by two individuals who acquired it in July 2012.
Source: Middlesex County and Cambridge City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 HINGHAM ST, CAMBRIDGE, MA 02138-6112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| May 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Jan 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CAMBRIDGE TRUST CO |
| Sep 27, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2012 |
| Deed Sale | Jul 3, 2012 |
| Prior Sale | Sep 18, 2002 · Amount on File |
| Deed Document Number | 201213 |
| Deed Book / Page | 59442 / 460 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIDGE MA |
| Property Address | 10 HINGHAM ST, CAMBRIDGE, MA 02138-6112 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 080129-267 |
|---|---|
| Date | May 16, 2022 |
| Book Page | 80129/267 |
| Instrument | 72968 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIDGE MA |
| Property Address | 10 HINGHAM ST, CAMBRIDGE, MA 02138-6112 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 079607-150 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | 79607/150 |
| Instrument | 15676 |
| Name | CAMBRIDGE TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIDGE MA |
| Property Address | 10 HINGHAM ST, CAMBRIDGE, MA 02138-6112 |
| Document Number | 70034-268 |
| Instrument Date | Sep 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Document Number | 70034-268 |
|---|---|
| Date | Oct 4, 2017 |
| Book Page | 070034/000268 |
| Instrument | 1171 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 3, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 10 Hingham St was $9,461, up 4.9% from the year before.
Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Cambridge City |
| Unified School District | Cambridge School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,461.00 (+4.95%) | $1,489,900 (-2.16%) Land $740,300 Building $749,600 | $1,302,795 |
| 2024 | $9,015.00 | $1,522,800 Land $801,100 Building $721,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Hingham St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10 Hingham St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starry Fixed Wireless | 500 / 200 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures