10 Hillside Ave, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 10 Hillside Ave, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	2,422 sqft · built 1966
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on Record
Last Sale	$695,000 (Apr 2019)
Tax Bill	$14,491 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`63-00204-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`63-00204-0000-00002`
Alternative APNs	`630020400002` `010300`

Interior

Stories	2 Stories
Building Area	2,422 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame
Lot Area	37,897 sqft (0.87 acres)

Location & Zoning

Account Number	010300
Street Address	10 HILLSIDE AVE
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.870 AC
Legal Block	204
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	1
Census Block	1006
Census Tract	53202

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 HILLSIDE AVE, UPPER SADDLE RIVER, NJ 07458-1109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 25, 2019	Deed, Transfer
Oct 13, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2019 · Amount on Record
Deed Sale	Apr 25, 2019 · Amount on Record
Prior Sale	Nov 7, 2007 · Amount on Record
Deed Document Number	201925738
Deed Book / Page	3228 / 862
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	10 HILLSIDE AVE, UPPER SADDLE RIVER, NJ 07458-1109
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037040694
Date	Sep 14, 2020
Book Page	3704/694
Instrument	20-084872

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 25, 2019
Property Address	10 HILLSIDE AVE, UPPER SADDLE RIVER, NJ 07458-1109
Document Number	0032280862
Book / Page	3228 / 862
Instrument Date	Apr 3, 2019
Instrument	19-025738
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HILLSIDE AVE, UPPER SADDLE RIVER, NJ 07458-1109

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	10 HILLSIDE AVE, UPPER SADDLE RIVER, NJ 07458-1109
Document Number	0027780779
Book / Page	002778 / 000779
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Nov 24, 2017
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HILLSIDE AVE UPPER SADDLE RIVER NJ 074581109, UPPER SADDLE RIVER, NJ 07458-1109

Mortgage

Document Number	0027780779
Date	Nov 8, 2017
Book Page	002778/000779

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$559,500 (-) Land $299,800 Building $259,700	$559,500 (-) Land $299,800 Building $259,700
2025	$14,491.00 (+1.73%)	$559,500 (-) Land $299,800 Building $259,700	$559,500 (-) Land $299,800 Building $259,700
2024	$14,244.00 (+3.97%)
2023		$559,500 Land $299,800 Building $259,700	$559,500 Land $299,800 Building $259,700
2022	$13,700.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	6 (2011–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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