10 Hillside Ave, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 10 Hillside Ave, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,566 sqft · built 1904
Lot Size	0.098 acres (4,251 sqft)
Owner	2 Individual Names on Record
Last Sale	$627,000 (Sep 2022)
Tax Bill	$11,074 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage May 2005 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-00005-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`19-00005-0000-00002`
Alternative APNs	`190000500002` `00001830`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,566 sqft Living Area
1st Floor Area	783 sqft
Upper Floors Area	783 sqft
Basement Area	783 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	4,251 sqft (0.098 acres)
Lot Dimensions	85 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	215 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00001830
Street Address	10 HILLSIDE AVE
City	HIGHLANDS
State	NJ
Zip	07732-1905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Block	5
Legal Lot Number	2
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1015
Census Tract	800102

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24 BENSON AVE, WESTWOOD, NJ 07675-1803
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed, Transfer · Conventional Mortgage VISIONS FCU
May 28, 2005	Deed of Trust, Mortgage · Line of Credit FLEET NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2022 · Amount on Record
Deed Sale	Sep 1, 2022 · Amount on Record
Prior Sale	Aug 21, 1998 · Amount on Record
Deed Document Number	202290241
Deed Book / Page	9613 / 6029
Prior Transfer Date	Jun 10, 2009
Prior Transfer Doc	0087807871
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 1, 2022
Property Address	10 HILLSIDE AVE, HIGHLANDS, NJ 07732-1905
Document Number	0096136029
Book / Page	9613 / 6029
Instrument Date	Aug 2, 2022
Instrument	2022090241
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,471.20
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17 BOW DR, 17, BRICK, NJ 08723-7131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HILLSIDE AVE, HIGHLANDS, NJ 07732-1905

Mortgage

Document Number	2022090242
Date	Sep 1, 2022
Instrument	2022090242

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.5%
Index	1-Year CMT
Margin	3
Max Rate	9.5%

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	10 HILLSIDE AVE, HIGHLANDS, NJ 07732-1905
Document Number	0000033247
Instrument Date	May 28, 2005
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HILLSIDE AVENUE MONMOUTH HIGHLANDS NJ 07732, HIGHLANDS, NJ 07732

Mortgage

Document Number	0000033247
Date	Apr 6, 2020
Book Page	009404/004565
Instrument	33247

Lender

Name	FLEET NAT'L BK
Type	Bank
Address	UTICA, NY 13502

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 5, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$670,700 (+3.57%) Land $425,700 Building $245,000	$670,700 (+3.57%) Land $425,700 Building $245,000
2025	$11,074.00 (-11.49%)	$647,600 (+12.12%) Land $404,800 Building $242,800	$647,600 (+12.12%) Land $404,800 Building $242,800
2024	$12,512.00 (+20.55%)
2023		$577,600 Land $306,400 Building $271,200	$577,600 Land $306,400 Building $271,200
2022	$10,379.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	5 (1992–2012)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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