10 High St, Damariscotta, ME 04543 Property Records

Lincoln County and Damariscotta Town property record for 10 High St, Damariscotta, ME 04543

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,712 sqft · built 1860
Lot Size0.89 acres (38,768 sqft)
OwnerIndividual Name on Record
Last Sale$570,000 (Jul 2023)
Tax Bill$6,048 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNDAMA M:009 L:040

Property Details

APN / Parcel Number

Primary APNDAMA M:009 L:040
Alternative APN
  • 484

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,712 sqft Living Area
1st Floor Area644 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 1980
Architectural StyleSplit Level
Exterior MaterialWood Siding
Construction TypeBrick
Roof MaterialAsphalt
Lot Area38,768 sqft (0.89 acres)

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number484
Street Address10 HIGH ST
CityDAMARISCOTTA
StateME
Zip04543-4632
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number40
JurisdictionDAMARISCOTTA ME
Township / Civil DivisionDAMARISCOTTA
Census Block Group4
Census Block4004
Census Tract975300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln County and Damariscotta Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10 HIGH ST, DAMARISCOTTA, ME 04543-4632
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2021Deed of Trust, Mortgage · ARM
FIRST FSLA
Jul 13, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
ANDROSCOGGIN BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 13, 2023 · Amount on Record
Deed SaleJul 13, 2023 · Amount on Record
Prior SaleSep 19, 2008
Deed Book / Page6016 / 84
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAMARISCOTTA ME
Property Address10 HIGH ST, DAMARISCOTTA, ME 04543-4632
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056740229
DateMar 8, 2021
Book Page5674/229
Instrument71996
Lender
NameFIRST FSLA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term241 Months
DueApr 1, 2041
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateMar 5, 2026
Index1-Year CMT

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAMARISCOTTA ME
Recording DateJul 13, 2023
Property Address10 HIGH ST, DAMARISCOTTA, ME 04543-4632
Document Number0060160084
Book / Page6016 / 84
Instrument DateJul 12, 2023
Instrument97994
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 TALL PINES RD, SCARBOROUGH, ME 04074-9034

Mortgage

Document Number0000097995
DateJul 13, 2023
Instrument97995
Lender
NameANDROSCOGGIN BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lincoln County and Damariscotta Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyLincoln County
County SubdivisionDamariscotta Town
Secondary School DistrictDamariscotta (09 - 12)
Elementary School DistrictGreat Salt Bay Community School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,048.00 (+12.58%)$287,600 (-0.96%) Land $117,500 Building $170,100
2024$5,372.00 (+32.51%)$290,400 (+19.26%) Land $120,300 Building $170,100
2023$507,395
2022$4,054.00$243,500 Land $101,100 Building $142,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies10 units insured
incl. 3 condo units
Nearby Flood Claims6 (2018–2024)
Most Recent ClaimMar 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREAT SALT BAY SANITARY DISTRICT
serves 2,143 people · EPA ID ME0090410
Water SourceSurface water
Last State InspectionSep 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2021
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Tidewater O.P.E.N.
Fiber
1,000 / 1,000

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