10 Heritage Dr, Prospect, CT 06712 Property Records

Prospect Town property record for 10 Heritage Dr, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,888 sqft · built 1987
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Sep 2025)
Tax Bill	$8,470 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2025 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L0160100`

Property Details

APN / Parcel Number

Primary APN	`L0160100`
Alternative APN	`PROS M:115 B:61 L:10`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,888 sqft Living Area
Gross Area	3,032 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2003
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	L0160100
Street Address	10 HERITAGE DR
City	PROSPECT
State	CT
Zip	06712-1742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	61
Legal Lot Number	10
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	2
Census Block	2019
Census Tract	347100

Owner

10 Heritage Dr is owned and occupied by two individuals who bought it in September 2025.

Source: Prospect Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 HERITAGE DR, PROSPECT, CT 06712-1742
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Balloon Mortgage PEOPLES UNITED BANK
Sep 18, 2025	Warranty Deed, Transfer · Line of Credit AMERICAN EAGLE FCU
May 15, 2017	Warranty Deed, Transfer BESTWAY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2025 · Amount on File
Deed Sale	Sep 18, 2025 · Amount on File
Prior Sale	May 15, 2017 · Amount on File
Deed Document Number	2025936
Deed Book / Page	935 / 306
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	10 HERITAGE DR, PROSPECT, CT 06712-1742
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000887-50
Date	Mar 31, 2021
Book Page	887/50
Instrument	590

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Sep 18, 2025
Property Address	10 HERITAGE DR, PROSPECT, CT 06712-1742
Document Number	000935-306
Book / Page	935 / 306
Instrument Date	Sep 12, 2025
Instrument	2025936
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10 HERITAGE DR, PROSPECT, CT 06712-1742

Mortgage

Document Number	0002025937
Date	Sep 18, 2025
Instrument	2025-937

Lender

Name	AMERICAN EAGLE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	May 15, 2017
Property Address	10 HERITAGE DR, PROSPECT, CT 06712-1742
Document Number	803-144
Book / Page	803 / 144
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	8030146
Date	May 15, 2017
Instrument	00803/0146

Lender

Name	BESTWAY MORTGAGE CORP

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 15, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 10 Heritage Dr was $8,470, up 11.3% from the year before.

Source: Prospect Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,470.00 (+11.34%)	$297,500 (-) Land $102,900 Building $194,600	$488,579 (+134.61%)
2025	$7,607.00	$297,500 Land $102,900 Building $194,600	$208,250 Land $72,030 Building $136,220
2024	$7,607.00 (+11.02%)
2023	$6,852.00 (-0.09%)	$214,660 (-) Land $102,910 Building $111,750
2022	$6,858.00	$214,660 Land $102,910 Building $111,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10 Heritage Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Heritage Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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