Contra Costa County property record for 10 Henry Ranch Dr, San Ramon, CA 94583
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,961 sqft · built 2002 |
| Lot Size | 0.298 acres (13,000 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,550,000 (Feb 2019) |
| Tax Bill | $20,510 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit Oct 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 211-200-015-9 |
| Primary APN | 211-200-015-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,961 sqft Living Area |
| 1st Floor Area | 2,961 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Cluster |
| Lot Area | 13,000 sqft (0.298 acres) |
| Garage Type | Attached |
| Garage Area | 742 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 10 HENRY RANCH DR |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94583-9214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T8188 L45 |
| Legal Subdivision | HENRY RANCH SUB 8188 |
| Legal Tract | 8188 |
| Legal Lot Number | 45 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 345115 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 10 HENRY RANCH DR, SAN RAMON, CA 94583-9214 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 12, 2020 | Deed of Trust, Mortgage · Line of Credit FREMONT BANK |
| Oct 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO |
| Feb 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jan 5, 2022 | Intrafamily Transfer, Transfer |
| Oct 19, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Feb 15, 2019 | Grant Deed, Transfer · Conventional Mortgage TIAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2019 · Amount on Record |
| Deed Sale | Feb 15, 2019 · Amount on Record |
| Prior Sale | Oct 7, 2002 · Amount on Record |
| Deed Document Number | 201920835 |
| Last Transfer Date | Nov 7, 2021 |
| Transfer Doc | 0000002192 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 10 HENRY RANCH DR, SAN RAMON, CA 94583-9214 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000089443 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 2020-089443 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 6, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 10 HENRY RANCH DR, SAN RAMON, CA 94583-9214 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 10 HENRY RANCH DR, SAN RAMON, CA 94583-9214 |
| Document Number | 0000244845 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 2020-244845 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 10 HENRY RANCH DR, SAN RAMON, CA 94583-9214 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 10 HENRY RANCH DR, SAN RAMON, CA 94583-9214 |
| Document Number | 0000051001 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 2021-051001 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jan 5, 2022 |
| Property Address | 10 HENRY RANCH DR, SAN RAMON, CA 94583-9214 |
| Document Number | 0000002192 |
| Map Reference | MB 426 PG 43 |
| Instrument Date | Nov 7, 2021 |
| Instrument | 2022-002192 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 10 HENRY RANCH DR, SAN RAMON, CA 94583-9214 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 10 HENRY RANCH DR, SAN RAMON, CA 94583-9214 |
| Document Number | 0000193179 |
| Instrument Date | Oct 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2019 |
| Title Company | VISIONET SYSTEMS INC |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 10 HENRY RANCH DR SAN RAMON CA 945839214, SAN RAMON, CA 94583-9214 |
| Document Number | 0000193179 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 193179 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 30, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Feb 15, 2019 |
| Property Address | 10 HENRY RANCH DR, SAN RAMON, CA 94583-9214 |
| Document Number | 0000020835 |
| Instrument Date | Feb 11, 2019 |
| Instrument | 20835 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,705.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 10 HENRY RANCH DR SAN RAMON CA 945839214, SAN RAMON, CA 94583-9214 |
| Document Number | 20836 |
|---|---|
| Date | Feb 15, 2019 |
| Instrument | 20836 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 14, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,763,628 (+2%) Land $995,597 Building $768,031 | |
| 2025 | $20,510.00 (+4.04%) | $1,729,048 (+4.04%) Land $976,076 Building $752,972 |
| 2023 | $19,713.00 (+3.88%) | $1,661,909 Land $938,175 Building $723,734 |
| 2022 | $18,976.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 53% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Unwired Fixed Wireless | 300 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Etheric Networks.
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