10 Hemlock Cir, Dover, NH 03820 Property Records

Strafford County and Dover City property record for 10 Hemlock Cir, Dover, NH 03820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,360 sqft · built 1961
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$98,500 (Aug 1999)
Tax Bill	$8,110 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`DOVR M:I0082 B:N L`

Property Details

APN / Parcel Number

Primary APN	`DOVR M:I0082 B:N L`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	1,360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	10 HEMLOCK CIR
City	DOVER
State	NH
Zip	03820-4513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Block	N
Jurisdiction	DOVER CITY NH
Township / Civil Division	DOVER
Census Block Group	1
Census Block	1011
Census Tract	81102

Owner

10 Hemlock Cir is owned and occupied by an individual who bought it in August 1999.

Source: Strafford County and Dover City records, as of October 14, 2026

Owner of Record	Individual Name on File
Mailing Address	10 HEMLOCK CIR, DOVER, NH 03820-4513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage MORTGAGE MORTGAGE
May 23, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 1999 · Amount on File
Deed Sale	Aug 2, 1999 · Amount on File
Deed Book / Page	2128 / 753
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Recording Date	Sep 21, 2026
Property Address	10 HEMLOCK CIR, DOVER, NH 03820-4513
Document Number	0000012822
Book / Page	5390 / 75
Instrument Date	Aug 26, 2026
Instrument	202612822
Transaction Type	Mortgage
Record Updated	Oct 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HEMLOCK CIR, DOVER, NH 03820-4513

Mortgage

Document Number	0000012822,
Date	Sep 21, 2026
Book Page	5390/75
Instrument	202612822

Lender

Name	MORTGAGE MORTGAGE

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2041

Interest

Max Rate	-1%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	10 HEMLOCK CIR, DOVER, NH 03820-4513
Document Number	0045740817
Instrument Date	May 23, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 HEMLOCK CIR DOVER NH 038204513, DOVER, NH 03820-4513

Mortgage

Document Number	0045740817
Date	Jun 12, 2018
Book Page	004574/000817
Instrument	7603

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10 Hemlock Cir was $8,110, up 8.3% from the year before.

Source: Strafford County and Dover City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
Municipality	Dover City
Unified School District	Dover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,110.00 (+8.31%)	$412,100 (-) Land $169,500 Building $242,600
2024	$7,488.00 (+7.52%)	$412,100 (+10.66%) Land $169,500 Building $242,600	$424,460
2023	$6,964.00 (+4.63%)	$372,400 (+11%) Land $169,500 Building $202,900
2022	$6,656.00	$335,500 Land $152,600 Building $182,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Hemlock Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Hemlock Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER DEPT serves 29,000 people · EPA ID NH0651010
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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