10 Hemlock Ave, Newton, NJ 07860 Property Records

Sussex County and Andover Township property record for 10 Hemlock Ave, Newton, NJ 07860

Property Summary

Property Type	Single Family Home
Details	2,182 sqft · built 2010
Lot Size	1.36 acres (59,677 sqft)
Owner	2 Individual Names on File
Last Sale	$1,260,000 (Jun 2026)
Tax Bill	$16,947 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-00038-0000-00005-03`

Property Details

APN / Parcel Number

Primary APN	`02-00038-0000-00005-03`
Alternative APNs	`02000380000000050003` `00003724`

Interior

Building Area	2,182 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	59,677 sqft
Lot Dimensions	177 ft deep x 252 ft wide

Location & Zoning

Account Number	00003724
Street Address	10 HEMLOCK AVE
City	NEWTON
State	NJ
Zip	07860-9713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R05
Legal Description	ADDITIONAL LOTS: 5.04
Legal Subdivision	LAKE LENAPE
Legal Block	38
Legal Lot Number	5.3
Jurisdiction	SUSSEX NJ
Township / Civil Division	ANDOVER
Census Block Group	1
Census Block	1029
Census Tract	373500

Owner

10 Hemlock Ave is owned by two individuals who bought it in June 2026.

Source: Sussex County and Andover Township records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4907 41ST ST NW, WASHINGTON, DC 20016-1709
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed, Transfer · VA Mortgage MORTGAGE ONE CORPORATION
Jun 10, 2026	Deed, Transfer · VA Mortgage MORTGAGE MORTGAGE
Apr 17, 2026	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CREDIT UNION
May 12, 2021	Deed of Trust, Mortgage · Line of Credit PROVIDENT BANK
Jul 17, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2026 · Amount on File
Deed Sale	Jun 10, 2026 · Amount on File
Prior Sale	Jul 17, 2020 · Amount on File
Deed Document Number	202610805
Deed Book / Page	10460 / 1180
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jun 10, 2026
Property Address	10 HEMLOCK AVE, NEWTON, NJ 07860-9713
Document Number	0000010805
Book / Page	10460 / 1180
Instrument Date	May 11, 2026
Instrument	202610805
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	HERITAGE ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127,260.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4907 41ST ST NW, WASHINGTON, DC 20016-1709
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010807,
Date	Jun 10, 2026
Instrument	202610807

Lender

Name	MORTGAGE ONE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jun 10, 2026
Property Address	10 HEMLOCK AVE, NEWTON, NJ 07860-9713
Document Number	0104601180
Book / Page	10460 / 1180
Instrument Date	May 11, 2026
Instrument	202610805
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	HERITAGE ABSTRACT COMPANY, HERITAGE ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127,260.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4907 41ST ST NW, WASHINGTON, DC 20016-1709
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010807,
Date	Jun 10, 2026
Instrument	202610807

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Recording Date	Apr 17, 2026
Property Address	10 HEMLOCK AVE, NEWTON, NJ 07860-9713
Document Number	0000007083
Book / Page	10449 / 728
Instrument Date	Apr 7, 2026
Instrument	20267083
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HEMLOCK AVE, NEWTON, NJ 07860-9713

Mortgage

Document Number	0000007083,
Date	Apr 17, 2026
Book Page	10449/728
Instrument	20267083

Lender

Name	QUORUM FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	10 HEMLOCK AVE, NEWTON, NJ 07860-9713
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HEMLOCK AVE, NEWTON, NJ 07860-9713

Mortgage

Document Number	0099430665
Date	May 12, 2021
Book Page	9943/665
Instrument	20210512010117230

Lender

Name	PROVIDENT BANK
Type	Bank
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jul 17, 2020
Property Address	10 HEMLOCK AVE, NEWTON, NJ 07860-9713
Document Number	0035610091
Book / Page	003561 / 000091
Instrument Date	Jul 6, 2020
Instrument	134700
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$660.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 HEMLOCK AVE NEWTON NJ 078609713, NEWTON, NJ 07860-9713

Tax Assessment & Valuation

The 2025 property tax bill for 10 Hemlock Ave was $16,947, up 3.5% from the year before.

Source: Sussex County and Andover Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Andover Township
Unified School District	Andover Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,700 (-) Land $137,000 Building $251,700	$388,700 (-) Land $137,000 Building $251,700
2025	$16,947.00 (+3.49%)	$388,700 Land $137,000 Building $251,700	$388,700 Land $137,000 Building $251,700
2024	$16,376.00
2023		$388,700 Land $137,000 Building $251,700	$388,700 Land $137,000 Building $251,700
2022	$15,128.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10 Hemlock Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Hemlock Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE LENAPE WATER CO private · serves 1,250 people · EPA ID NJ1902003
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2022
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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