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10 Hearthstone Dr, Dunlap, TN 37327 Property Records

Sequatchie County property record for 10 Hearthstone Dr, Dunlap, TN 37327

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,320 sqft · built 2024
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on Record
Last Sale$19,900 (Jan 2023)
Tax Bill$1,013 (2025)
Deeds & MortgagesMar 2026 Transfer
Feb 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN077063B A 04400

Property Details

APN / Parcel Number

Primary APN077063B A 04400
Alternative APN
  • 063B A 04400

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,320 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions135 ft deep x 112 ft wide
TerrainRolling
Garage TypeFinished
Parking Spaces1 Parking Space
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address10 HEARTHSTONE DR
CityDUNLAP
StateTN
Zip37327-3202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 4; SUBDIVISION: STONE CREEK CROSSING PH 1
Legal SubdivisionSTONE CREEK CROSSING PH 1
Legal Lot Number38
JurisdictionSEQUATCHIE TN
Township / Civil Division5
Census Block Group1
Census Block1036
Census Tract60104

Owner

Source: Sequatchie County records, as of March 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 790170, SAINT LOUIS, MO 63179-0170
Owner TypeIndividual, Secondary Company

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2026Intrafamily Transfer, Transfer
CHATTANOOGA TITLE, CHATTANOOGA TITLE INC
Feb 24, 2023Correction Deed
Jan 30, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
CHATTANOOGA AREA SCHOOL FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 2023 · Amount on Record
Deed SaleJan 30, 2023 · Amount on Record
Prior SaleJan 30, 2023 · Amount on Record
Deed Document Number0000000225
Deed Book / Page453 / 655
Last Transfer DateMar 6, 2026
Transfer Doc0000000692
Record UpdatedJun 8, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSEQUATCHIE TN
Recording DateMar 6, 2026
Property Address10 HEARTHSTONE DR, DUNLAP, TN 37327-3202
Document Number0000000692
Book / Page479 / 2766
Map ReferenceMB C PG 106
Instrument DateFeb 27, 2026
Instrument26000692
Transaction TypeTransfer
Record UpdatedMar 16, 2026
Title CompanyCHATTANOOGA TITLE, CHATTANOOGA TITLE INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 790170, SAINT LOUIS, MO 63179-0170

February 2023: Correction Deed

Document TypeCorrection Deed
JurisdictionSEQUATCHIE TN
Recording DateFeb 24, 2023
Property Address10 HEARTHSTONE DR, DUNLAP, TN 37327-3202
Document Number0000000399
Book / Page454 / 532
Map ReferenceMB C PG 106
Instrument DateFeb 23, 2023
Instrument23000399
Record UpdatedJan 27, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15509 DAYTON PIKE, SALE CREEK, TN 37373-9762

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEQUATCHIE TN
Recording DateJan 30, 2023
Property Address10 HEARTHSTONE DR, DUNLAP, TN 37327-3202
Document Number0000000225
Book / Page453 / 655
Map ReferenceMB C PG 106
Instrument DateJan 17, 2023
Instrument23000225
Transaction TypeTransfer
Record UpdatedJan 27, 2026
Title CompanyNORTH BERGEN TITLE, NORTHEDGE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$73.63
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3827 SWEET BAY LN, APISON, TN 37302-7568

Mortgage

Document Number0000000226
DateJan 30, 2023
Instrument23000226
Lender
NameCHATTANOOGA AREA SCHOOL FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term239 Months
DueDec 10, 2042

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountySequatchie County
Unified School DistrictSequatchie County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,013.00 (+1,166.25%)$55,175 (+1,161.14%) Land $4,375 Building $50,800
2023$80.00 (-19.19%)$4,375 (+8.02%) Land $4,375$220,700 (+1,262.35%) Land $17,500 Building $203,200
2022$99.00$4,050 Land $4,050$16,200 Land $16,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimMay 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 78% of Tennessee
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNLAP WATER SYSTEM
serves 9,782 people · EPA ID TN0000205
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BTC Fiber
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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