10 Heard Ln, Covington, GA 30014 Property Records

Newton County property record for 10 Heard Ln, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,025 sqft · built 2017
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Oct 2019)
Tax Bill	$3,890 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Sep 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0079C-00000-147-000`

Property Details

APN / Parcel Number

Primary APN	`0079C-00000-147-000`
Alternative APNs	`0079C 147` `28492`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,025 sqft Heated Area
1st Floor Area	1,773 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	441 sqft
Porch	Open Porch
Porch Area	478 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28492
Old Parcel Number	0079C 147
Street Address	10 HEARD LN
City	COVINGTON
State	GA
Zip	30014-2338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 147 ORCHARD PARK PH 2
Legal Subdivision	ORCHARD PARK
Legal Phase	2
Legal Lot Number	147
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	4
Census Block	4041
Census Tract	100101

Owner

10 Heard Ln is owned and occupied by an individual who acquired it in November 2019.

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10 HEARD LN, COVINGTON, GA 30014-2338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Sep 8, 2017	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Oct 31, 2019	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MTG SVCS
Nov 1, 2019	Grant Deed, Transfer · FHA Mortgage CARRINGTON MTG SVCS
Jan 10, 2017	Grant Deed, Construction Loan · Construction Mortgage UNITED CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2019 · Amount on File
Deed Sale	Oct 31, 2019 · Amount on File
Prior Sale	Sep 8, 2017 · Amount on File
Deed Document Number	0003916540
Deed Book / Page	3916 / 540
Last Transfer Date	Nov 1, 2019
Transfer Doc	0039160540
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	10 HEARD LN, COVINGTON, GA 30014-2338
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HEARD LN, COVINGTON, GA 30014-2338

Mortgage

Document Number	0044080000000008
Date	Jul 5, 2022
Book Page	0000004408/0000000008
Instrument	011724

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	10 HEARD LN, COVINGTON, GA 30014-2338
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036070444
Date	Sep 8, 2017
Book Page	3607/444

Lender

Name	GUILD MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	10 HEARD LN, COVINGTON, GA 30014-2338
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HEARD LN, COVINGTON, GA 30014-2338

Mortgage

Document Number	0042560000000440
Date	Aug 31, 2021
Book Page	0000004256/0000000440
Instrument	016691

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	10 HEARD LN, COVINGTON, GA 30014-2338
Document Number	0039160543
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HEARD LN COVINGTON GA 300142338, COVINGTON, GA 30014-2338

Mortgage

Document Number	0039160543
Date	Nov 1, 2019
Book Page	003916/000543
Instrument	14335

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2049

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Nov 1, 2019
Property Address	10 HEARD LN, COVINGTON, GA 30014-2338
Document Number	0039160540
Book / Page	003916 / 000540
Instrument Date	Oct 31, 2019
Instrument	14334
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HEARD LN COVINGTON GA 300142338, COVINGTON, GA 30014-2338

Mortgage

Document Number	39160543
Date	Nov 1, 2019
Book Page	003916/000543
Instrument	14335

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2049

January 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Jan 10, 2017
Property Address	10 HEARD LN, COVINGTON, GA 30014-2338
Document Number	0035220299
Book / Page	003522 / 000299
Instrument Date	Jan 9, 2017
Instrument	365
Transaction Type	Construction Loan
Record Updated	Jan 17, 2017

Transaction

Amount	Amount on Record
Tax	$180.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	112A PLEASANT HOME RD AUGUSTA GA 309073518, AUGUSTA, GA 30907-3518

Mortgage

Document Number	35220303,
Date	Jan 10, 2017
Book Page	003522/000303
Instrument	367

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	MARIETTA, GA 30064

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 9, 2018

Mortgage

Document Number	35220313,
Date	Jan 10, 2017
Book Page	003522/000313
Instrument	368

Lender

Name	ORCHARD GROUP OF GEORGIA LLC
Address	1051 ANGEL POND E, GREENSBORO, GA 30642-6462

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 9, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 10 Heard Ln was $3,890 with a homeowner's exemption.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,890.00 Homeowner's exemption	$163,440 Land $19,200 Building $144,240	$408,600 Land $48,000 Building $360,600
2023		$156,720 Land $13,600 Building $143,120	$391,800 Land $34,000 Building $357,800
2022	$3,696.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Heard Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Heard Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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