10 Harvard St, Summit, NJ 07901 Property Records

Union County and Summit City property record for 10 Harvard St, Summit, NJ 07901 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,550 sqft · built 1957
Lot Size	0.413 acres (17,990 sqft)
Owner	2 Individual Names on File
Last Sale	$765,000 (Jul 2023)
Tax Bill	$13,730 (2025)
Deeds & Mortgages	Jul 2023 Sale Jul 2017 Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`18-03912-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`18-03912-0000-00004`
Alternative APNs	`1800023C00001B` `180391200004`

Interior

Stories	1 Story
Building Area	2,550 sqft Living Area
1st Floor Area	2,550 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	17,990 sqft (0.413 acres)

Location & Zoning

Old Parcel Number	1800023C00001B
Street Address	10 HARVARD ST
City	SUMMIT
State	NJ
Zip	07901-4205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SUMMIT
Legal Block	3912
Legal Lot Number	4
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3000
Census Tract	38000

Owner

Source: Union County and Summit City records · APN 18-03912-0000-00004

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 HARVARD ST, SUMMIT, NJ 07901-4205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 06, 2023	Deed, Transfer ACRES LAND TITLE AGENCY INC, ACRES LAND TITLE AGENCY LLC
Jul 12, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 12, 2017	Deed of Trust, Mortgage · FHA Mortgage LIBERTY HM EQUITY SOLUTIONS
Jul 12, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 09, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 06, 2023 · Amount on Record
Deed Sale	Jul 06, 2023 · Amount on Record
Deed Document Number	202330239
Deed Book / Page	6513 / 2635
Prior Transfer Date	Feb 06, 2017
Prior Transfer Doc	0000283180
Record Updated	Sep 20, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jul 06, 2023
Property Address	10 HARVARD ST, SUMMIT, NJ 07901-4205
Document Number	0065132635
Book / Page	6513 / 2635
Instrument Date	Jun 24, 2023
Instrument	30239
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	ACRES LAND TITLE AGENCY INC, ACRES LAND TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$6,934.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1124 COCKBURN DR, WEST CHESTER, PA 19382-7221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HARVARD ST, SUMMIT, NJ 07901-4205

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	10 HARVARD ST, SUMMIT, NJ 07901-4205
Document Number	0043060807
Instrument Date	Jul 12, 2017
Transaction Type	Mortgage
Record Updated	Feb 18, 2019
Title Company	FIRST RATE TITLE SETTLEMENT SERVICES, 1ST RATE TITLE SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 HARVARD ST SUMMIT NJ 079014205, SUMMIT, NJ 07901-4205

Mortgage

Document Number	0043060807
Date	Jul 26, 2017
Book Page	004306/000807
Instrument	643671

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	768 Months
Due	Jul 25, 2081

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	10 HARVARD ST, SUMMIT, NJ 07901-4205
Document Number	0143060793
Instrument Date	Jul 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	FIRST RATE TITLE SETTLEMENT SERVICES, 1ST RATE TITLE SETTLEMENT SVCS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 HARVARD ST SUMMIT NJ 079014205, SUMMIT, NJ 07901-4205

Mortgage

Document Number	0143060793
Date	Jul 26, 2017
Book Page	014306/000793
Instrument	643670

Lender

Name	LIBERTY HM EQUITY SOLUTIONS
Type	Funding / Finance Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.71%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	10 HARVARD ST, SUMMIT, NJ 07901-4205
Document Number	0143060807
Instrument Date	Jul 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 12, 2018
Title Company	FIRST RATE TITLE SETTLEMENT SERVICES, 1ST RATE TITLE SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 HARVARD ST SUMMIT NJ 079014205, SUMMIT, NJ 07901-4205

Mortgage

Document Number	0143060807
Date	Jul 26, 2017
Book Page	014306/000807
Instrument	643671

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	768 Months
Due	Jul 25, 2081

Interest

Rate Type	Adjustable Rate
Rate	5.71%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NJ
Recording Date	Feb 09, 2017
Property Address	10 HARVARD ST, SUMMIT, NJ 07901-4205
Document Number	0061710581
Book / Page	006171 / 000581
Instrument Date	Feb 06, 2017
Instrument	283180
Transaction Type	Transfer
Record Updated	Mar 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 HARVARD ST SUMMIT NJ 079014205, SUMMIT, NJ 07901-4205

Tax Assessment & Valuation

Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,100 (-) Land $176,300 Building $130,800	$307,100 (-) Land $176,300 Building $130,800
2025	$13,730.00 (+2.64%)	$307,100 (-) Land $176,300 Building $130,800	$307,100 (-) Land $176,300 Building $130,800
2024	$13,377.00 (+3.67%)
2023		$307,100 (-) Land $176,300 Building $130,800	$307,100 (-) Land $176,300 Building $130,800
2022	$12,903.00 (-0.8%) Senior Citizen's exemption	$307,100 Land $176,300 Building $130,800	$307,100 Land $176,300 Building $130,800
2021	$13,007.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390380003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014, other causes

Wildfire

Wildfire Risk	Low above 6% of the US · above 16% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 34 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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