Cape May County and Lower Township property record for 10 Harmony Ln, Cape May, NJ 08204
| Property Type | Single Family Home |
|---|---|
| Details | 1,640 sqft · built 1970 |
| Lot Size | 0.284 acres (12,382 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $445,000 (Dec 2022) |
| Tax Bill | $4,427 (2024) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Oct 2021 Sale & Mortgage + 1 more |
| APN | 05-00499-06-00006 |
| Primary APN | 05-00499-06-00006 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,640 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Lot Area | 12,382 sqft (0.284 acres) |
| Lot Dimensions | 151 ft deep x 82 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Street Address | 10 HARMONY LN |
|---|---|
| City | CAPE MAY |
| State | NJ |
| Zip | 08204-3514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | OB499-EL6 |
| Legal Subdivision | BAYSHORE WEST SEC 07-A |
| Legal Block | 499.6 |
| Legal Lot Number | 6 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | LOWER |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 21805 |
Source: Cape May County and Lower Township records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 300 WINSTON DR, L05, CLIFFSIDE PARK, NJ 07010-3208 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2022 | Deed, Transfer · Stand-Alone First Mortgage CALIBER HOME LOANS INC |
| Oct 1, 2021 | Deed, Transfer · Stand-Alone First Mortgage CREST SAVINGS BANK |
| Jun 26, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2022 · Amount on Record |
| Deed Sale | Dec 22, 2022 · Amount on Record |
| Prior Sale | Oct 1, 2021 · Amount on Record |
| Deed Document Number | 202237004 |
| Deed Book / Page | 4093 / 358 |
| Prior Transfer Date | Apr 29, 2009 |
| Prior Transfer Doc | 0033790866 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Dec 22, 2022 |
| Property Address | 10 HARMONY LN, CAPE MAY, NJ 08204-3514 |
| Document Number | 0000037004 |
| Book / Page | D4093 / 358 |
| Instrument Date | Dec 16, 2022 |
| Instrument | 2022037004 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 300 WINSTON DR APT L05, L05, CLIFFSIDE PARK, NJ 07010-3208 |
| Document Number | 0000037005 |
|---|---|
| Date | Dec 22, 2022 |
| Instrument | 2022037005 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Oct 1, 2021 |
| Property Address | 10 HARMONY LN, CAPE MAY, NJ 08204-3514 |
| Document Number | 0000044273 |
| Book / Page | 4012 / 692 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 2021044273 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 HARMONY LN, NORTH CAPE MAY, NJ 08204-3514 |
| Document Number | 0000044274 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 2021044274 |
| Name | CREST SAVINGS BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Jun 26, 2017 |
| Property Address | 10 HARMONY LN, CAPE MAY, NJ 08204-3514 |
| Document Number | 0037370597 |
| Book / Page | 003737 / 000597 |
| Instrument Date | Jun 21, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $234.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Cape May County and Lower Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| County Subdivision | Lower Township |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | Lower Township School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,300 (-) Land $103,800 Building $114,500 | $218,300 (-) Land $103,800 Building $114,500 | |
| 2025 | $218,300 (-) Land $103,800 Building $114,500 | $218,300 (-) Land $103,800 Building $114,500 | |
| 2024 | $4,427.00 (+4.66%) | ||
| 2023 | $218,300 Land $103,800 Building $114,500 | $218,300 Land $103,800 Building $114,500 | |
| 2022 | $4,230.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 7 (1979–2010) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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