Allegany County and Andover Town property record for 10 Harmon St, Andover, NY 14806
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,752 sqft · built 1920 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $18,500 (Jul 2005) |
| Tax Bill | $2,118 (2026) |
| Deeds & Mortgages | Apr 2022 Refinance |
| APN | 023001 216.14-1-27 |
| Primary APN | 023001 216.14-1-27 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,752 sqft Living Area |
| 1st Floor Area | 876 sqft |
| 2nd Floor Area | 876 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 141 ft deep x 115 ft wide |
| Garage Type | Detached |
| Garage Area | 513 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 60 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 00000000146 |
|---|---|
| Street Address | 10 HARMON ST |
| City | ANDOVER |
| State | NY |
| Zip | 14806-9761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | GL 65 |
| Legal Block | 1 |
| Legal Lot Number | 27.000 |
| Jurisdiction | ALLEGANY NY |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 950900 |
Source: Allegany County and Andover Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 128 S BROAD ST, WELLSVILLE, NY 14895-1608 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 5, 2005 · Amount on Record |
| Deed Sale | Jul 5, 2005 · Amount on Record |
| Deed Book / Page | 1425 / 78 |
| Prior Transfer Date | Jun 27, 2005 |
| Prior Transfer Doc | 0142500078 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY NY |
| Property Address | 10 HARMON ST, ANDOVER, NY 14806-9761 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000001900 |
|---|---|
| Date | Apr 8, 2022 |
| Instrument | 2022-21900 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
Source: Allegany County and Andover Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Allegany County |
| County Subdivision | Andover Town |
| Municipality | Andover Village |
| Unified School District | Andover Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,118.00 (+0.09%) | ||
| 2025 | $2,116.00 | $52,800 (+5.6%) Land $3,200 Building $49,600 | $54,400 (-17.33%) Land $3,297 Building $51,103 |
| 2023 | $50,000 Land $5,700 Building $44,300 | $65,800 Land $7,501 Building $58,299 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1981–2024) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER VILLAGE PUBLIC WATER serves 1,130 people · EPA ID NY0200311 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Copper | 1.4 mg/L (2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 61 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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