Worcester County property record for 10 Harbormist Cir, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,582 sqft · built 2001 |
| Lot Size | 0.177 acres (7,700 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,512 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-037223 |
| Primary APN | 03-037223 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,582 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,700 sqft (0.177 acres) |
| Garage Type | Attached |
| Garage Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 288 sqft |
| Deck Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 037223 |
|---|---|
| Street Address | 10 HARBORMIST CIR |
| City | BERLIN |
| State | MD |
| Zip | 21811-1804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT B O1 284 7700 SQ FT HARBORMIST CIR PL OCEAN PINES SEC 1 |
| Legal Subdivision | OCEAN PINES SEC 01 |
| Legal Lot Number | 284,B |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 5, OCEAN PINES |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 950600 |
Source: Worcester County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 E MAIN ST, MIDDLETOWN, MD 21769-7926 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2008 |
| Deed Sale | May 9, 2008 |
| Prior Sale | Nov 28, 2000 · Amount on Record |
| Deed Document Number | 2008368351 |
| Deed Book / Page | 5103 / 489 |
| Prior Transfer Date | Apr 28, 2008 |
| Prior Transfer Doc | 0051030489 |
| Record Updated | Sep 20, 2026 |
Source: Worcester County assessment roll, as of July 31, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $417,100 (+9.62%) | $453,700 (-) Land $80,700 Building $373,000 | |
| 2025 | $3,512.00 (+19.99%) | $380,500 (+24.37%) | $453,700 (+31.93%) Land $80,700 Building $373,000 |
| 2023 | $2,927.00 | $305,933 | $343,900 Land $80,700 Building $263,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 193 individual policies |
| Nearby Flood Policies | 213 units insured incl. 20 condo units |
| Nearby Flood Claims | 36 (1984–2019) |
| Claims Outside the SFHA | 14 of 36 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN PINES serves 11,890 people · EPA ID MD0230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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