10 Hamlet St, Lawrence, MA 01843 Property Records

Essex County and Lawrence City property record for 10 Hamlet St, Lawrence, MA 01843

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,332 sqft · built 1950
Lot Size	0.17 acres (7,425 sqft)
Owner	2 Individual Names on Record
Last Sale	$113,000 (Dec 1998)
Tax Bill	$4,458 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`157 0000 0041 A`

Property Details

APN / Parcel Number

Primary APN	`157 0000 0041 A`
Alternative APN	`LAWR M:0157 B:0000 L:0041`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
Gross Area	2,380 sqft
Basement Area	996 sqft
Unfinished Basement	996 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,425 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	157 0000 0041 A
Street Address	10 HAMLET ST
City	LAWRENCE
State	MA
Zip	01843-2416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	41
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1022
Census Tract	251800

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 HAMLET ST, LAWRENCE, MA 01843-2416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit DIGITAL FEDERAL CREDIT UNION
Nov 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance METRO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 1998 · Amount on Record
Deed Sale	Dec 2, 1998 · Amount on Record
Deed Book / Page	5262 / 108
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Recording Date	Jul 7, 2026
Property Address	10 HAMLET ST, LAWRENCE, MA 01843-2416
Document Number	0000011192
Book / Page	18628 / 117
Instrument Date	Jun 29, 2026
Instrument	202611192
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HAMLET ST, LAWRENCE, MA 01843-2416
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011192,
Date	Jul 7, 2026
Book Page	18628/117
Instrument	202611192

Lender

Name	DIGITAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Aug 1, 2066

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	10 HAMLET ST, LAWRENCE, MA 01843-2416
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16616-141
Date	Nov 20, 2020
Book Page	16616/141
Instrument	32942

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,458.00 (+2.58%)	$516,000 (+4.47%) Land $193,600 Building $322,400	$548,114 (+5.52%)
2025	$4,346.00 (+5.92%)	$493,900 (+11.34%) Land $171,500 Building $322,400	$519,460
2024	$4,103.00 (-4.71%)	$443,600 (+4.67%) Land $144,800 Building $298,800
2023	$4,306.00	$423,800 Land $144,800 Building $279,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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