Frederick County property record for 10 Hamilton Ave, Frederick, MD 21701
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,210 sqft · built 1915 |
| Lot Size | 0.044 acres (1,960 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $194,750 (Jan 2021) |
| Tax Bill | $3,358 (2023) |
| Deeds & Mortgages | May 2021 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-117207 |
| Primary APN | 02-117207 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,210 sqft Total Area |
| 1st Floor Area | 605 sqft |
| Basement Area | 240 sqft |
| Finished Basement | 240 sqft |
| Year Built | Built 1915 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 1,960 sqft (0.044 acres) |
| Lot Dimensions | 100 ft deep x 19 ft wide |
| Porch | Open Porch |
| Porch Area | 140 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 117207 |
|---|---|
| Old Parcel Number | 2117207 |
| Street Address | 10 HAMILTON AVE |
| City | FREDERICK |
| State | MD |
| Zip | 21701-5712 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | DR |
| Legal Description | LT 19.6 X 100 10 HAMILTON AVE FREDERICK |
| Legal Subdivision | FREDERICK |
| Legal Lot Number | 19 6 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 772200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10 HAMILTON AVE, FREDERICK, MD 21701-5712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE LOANS LLC |
| Dec 29, 2020 | Deed of Trust, Transfer · Conventional with PMI CHARLES S JR STEPHENS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2021 · Amount on Record |
| Deed Sale | Jan 27, 2021 · Amount on Record |
| Prior Sale | Jan 30, 2007 · Amount on Record |
| Deed Document Number | 0014493469 |
| Deed Book / Page | 14493 / 469 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 10 HAMILTON AVE, FREDERICK, MD 21701-5712 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0149020024 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 14902/24 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | HUNT VALLEY, MD 21031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 10 HAMILTON AVE, FREDERICK, MD 21701-5712 |
| Document Number | 0144930475 |
| Instrument Date | Dec 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 4300 ZIRCON RD MIDDLETOWN MD 217697511, MIDDLETOWN, MD 21769-7511 |
| Document Number | 0144930475 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 014493/000475 |
| Name | CHARLES S JR STEPHENS |
|---|---|
| Address | MARIETTA, SC 29661 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,358.00 | $181,900 | $212,300 Land $68,600 Building $143,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1982–1996) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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