10 Griffin Rd, Franklin, NC 28734 Property Records

Macon County property record for 10 Griffin Rd, Franklin, NC 28734

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 960 sqft · built 1984
Lot Size1.08 acres (47,045 sqft)
OwnerIndividual Name on Record
Tax Bill$778 (2026)
Deeds & MortgagesJan 2021 Mortgage
Jan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN7503487704

Property Details

APN / Parcel Number

Primary APN7503487704
Alternative APNs
  • 0310557
  • 134947

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area960 sqft Heated Area
1st Floor Area960 sqft
Basement Area960 sqft
Unfinished Basement960 sqft
Utility Area68 sqft
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1991
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeCrossed Walls
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area47,045 sqft (1.08 acres)
TerrainRolling
PorchSlab
Deck Area240 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number134947
Street Address10 GRIFFIN RD
CityFRANKLIN
StateNC
Zip28734-4914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionMASHBURN BRANCH
Legal SubdivisionMASHBURN BRANCH
JurisdictionMACON NC
Township / Civil DivisionELLIJAY
Census Block Group3
Census Block3021
Census Tract970600

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10 GRIFFIN RD, FRANKLIN, NC 28734-4914
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED COMMUNITY BANK
Jan 5, 2017Deed of Trust, Mortgage · Line of Credit
MOUNTAIN CU

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON NC
Property Address10 GRIFFIN RD, FRANKLIN, NC 28734-4914
Transaction TypeMortgage
Record UpdatedFeb 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberO40/1688
DateJan 21, 2021
Book PageO-40/1688
Instrument2021000599
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressBLAIRSVILLE, GA 30514
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON NC
Property Address10 GRIFFIN RD, FRANKLIN, NC 28734-4914
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberS37/1916
DateJan 5, 2017
Book PageS-37/1916
Lender
NameMOUNTAIN CU
TypeCredit Union
AddressWAYNESVILLE, NC 28786
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 4, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$778.00$206,950 (+20.92%) Land $45,990 Building $160,960$206,950 (+20.92%) Land $45,990 Building $160,960
2025$778.00 (+19.33%)
2023$652.00$171,140 Land $45,990 Building $125,150$171,140 Land $45,990 Building $125,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims11 (2004–2024)
Claims Outside the SFHA2 of 11
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 5 claims
  • Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 71% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Starlink
Satellite
280 / 30
Skyrunner
Fixed Wireless
25 / 10
Verizon
Fixed Wireless
25 / 6
BalsamWest FiberNET
Fixed Wireless
25 / 5
Frontier
DSL
10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Griffin Rd

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