10 Gray Ave, Nantucket, MA 02554 Property Records

Nantucket County and Nantucket Town property record for 10 Gray Ave, Nantucket, MA 02554

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 2,362 sqft · built 2018
Lot Size0.24 acres (10,436 sqft)
OwnerCompany Name on Record
Last Sale$695,000 (Jan 2018)
Tax Bill$8,816 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Jan 2019 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APNNANT M:00067 P:00178

Property Details

APN / Parcel Number

Primary APNNANT M:00067 P:00178
Alternative APN
  • 5489

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,362 sqft Living Area
Gross Area4,552 sqft
1st Floor Area1,408 sqft
Basement Area1,296 sqft
Unfinished Basement1,296 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,436 sqft (0.24 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number5489
Street Address10 GRAY AVE
CityNANTUCKET
StateMA
Zip02554-4127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
JurisdictionNANTUCKET MA
Township / Civil DivisionNANTUCKET
Census Block Group1
Census Block1022
Census Tract950201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Nantucket Historic District
listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Nantucket County and Nantucket Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 5206, NANTUCKET, MA 02554-5206
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2025Deed of Trust, Mortgage · Line of Credit
CAMDEN NATIONAL BANK
Jan 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
BLUE HILLS BK
Aug 13, 2018Deed of Trust, Mortgage
COASTAL HERITAGE BK
Mar 15, 2018Deed of Trust, Mortgage
HINGHAM INST FOR SVGS
Jan 25, 2018Deed of Trust, Mortgage · Conventional Mortgage
R A EGAN SIGN & AWNING
Nov 15, 2017Quit Claim Deed, Transfer · Conventional Mortgage
HINGHAM INST FOR SVGS
Apr 7, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 19, 2018 · Amount on Record
Deed SaleJan 19, 2018 · Amount on Record
Prior SaleNov 15, 2017 · Amount on Record
Transfer Doc0000157385
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNANTUCKET MA
Property Address10 GRAY AVE, NANTUCKET, MA 02554-4127
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000184017
DateDec 15, 2025
Instrument184017
Lender
NameCAMDEN NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNANTUCKET MA
Property Address10 GRAY AVE, NANTUCKET, MA 02554-4127
Document Number0000160804
Instrument DateJan 22, 2019
Transaction TypeMortgage
Record UpdatedFeb 19, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address10 GRAY AVE NANTUCKET MA 025544127, NANTUCKET, MA 02554-4127

Mortgage

Document Number0000160804
DateJan 28, 2019
Instrument160804
Lender
NameBLUE HILLS BK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 27, 2049

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNANTUCKET MA
Property Address10 GRAY AVE, NANTUCKET, MA 02554-4127
Document Number0000159217
Instrument DateAug 13, 2018
Transaction TypeMortgage
Record UpdatedSep 4, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6 CACHALOT LN NANTUCKET MA 025547004, NANTUCKET, MA 02554-7004

Mortgage

Document Number0000159217
DateAug 13, 2018
Instrument159217
Lender
NameCOASTAL HERITAGE BK
Agreement
AmountAmount Recorded

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNANTUCKET MA
Property Address10 GRAY AVE, NANTUCKET, MA 02554-4127
Document Number0000157944
Instrument DateMar 15, 2018
Transaction TypeMortgage
Record UpdatedApr 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000157944
DateMar 15, 2018
Instrument157944
Lender
NameHINGHAM INST FOR SVGS
TypeFederal Savings Bank
Agreement
AmountAmount Recorded

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNANTUCKET MA
Property Address10 GRAY AVE, NANTUCKET, MA 02554-4127
Document Number0000157440
Instrument DateJan 25, 2018
Transaction TypeMortgage
Record UpdatedFeb 13, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000157440
DateJan 26, 2018
Instrument157440
Lender
NameR A EGAN SIGN & AWNING
Agreement
TypeConventional Mortgage
AmountAmount Recorded

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNANTUCKET MA
Recording DateNov 15, 2017
Property Address10 GRAY AVE, NANTUCKET, MA 02554-4127
Document Number0000156709
Instrument DateOct 26, 2017
Instrument156709
Transaction TypeTransfer
Record UpdatedDec 5, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,416.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2975 NANTUCKET MA 025842975, NANTUCKET, MA 02584-2975

Mortgage

Document Number156710
DateNov 15, 2017
Instrument156710
Lender
NameHINGHAM INST FOR SVGS
TypeFederal Savings Bank
Agreement
TypeConventional Mortgage
AmountAmount Recorded

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNANTUCKET MA
Recording DateApr 7, 2017
Property Address10 GRAY AVE, NANTUCKET, MA 02554-4127
Document Number0000154781
Instrument DateApr 1, 2017
Instrument154781
Transaction TypeTransfer
Record UpdatedApr 25, 2017

Transaction

AmountAmount Recorded
Tax$2,758.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address53 POCHICK AVE NANTUCKET MA 025542858, NANTUCKET, MA 02554-2858

Tax Assessment & Valuation

Source: Nantucket County and Nantucket Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNantucket County
County SubdivisionNantucket Town
Unified School DistrictNantucket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,816.00 (+8.75%)$2,687,800 (+3.77%) Land $696,000 Building $1,991,800
2024$8,107.00 (+15.09%)$2,590,100 (+18.03%) Land $638,100 Building $1,952,000
2023$7,044.00$2,194,400 Land $629,900 Building $1,564,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWANNACOMET WATER COMPANY
serves 27,703 people · EPA ID MA4197000
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting67
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000

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