10 Grant St, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 10 Grant St, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,777 sqft · built 2012
Lot Size	0.174 acres (7,560 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Aug 2007)
Tax Bill	$6,468 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`145203 104.80-4-13`

Property Details

APN / Parcel Number

Primary APN	`145203 104.80-4-13`
Alternative APN	`52031048000004013000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,777 sqft Living Area
1st Floor Area	905 sqft
2nd Floor Area	872 sqft
Upper Floors Area	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	7,560 sqft (0.174 acres)
Lot Dimensions	126 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	136 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10 GRANT ST
City	LANCASTER
State	NY
Zip	14086-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SC10 504 N 1 2 6O X 126.3
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	4
Legal Lot Number	13.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	5
Census Block	5009
Census Tract	14300

Owner

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 GRANT ST, LANCASTER, NY 14086-2413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jan 9, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2007 · Amount on Record
Deed Sale	Aug 20, 2007 · Amount on Record
Deed Document Number	2007177003
Deed Book / Page	11133 / 4635
Prior Transfer Date	Feb 16, 2005
Prior Transfer Doc	0000000818
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	10 GRANT ST, LANCASTER, NY 14086-2413
Transaction Type	Mortgage
Record Updated	Sep 21, 2022
Title Company	ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 GRANT ST, LANCASTER, NY 14086-2413

Mortgage

Document Number	0140608468
Date	Jul 21, 2022
Book Page	14060/8468
Instrument	2022138871

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 29, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	10 GRANT ST, LANCASTER, NY 14086-2413
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138420772
Date	Jan 9, 2018
Book Page	13842/0772
Instrument	2018005469

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 26, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Municipality	Lancaster Village
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,468.00 (+31.89%) Homeowner's exemption
2025	$4,904.00 (-22.05%)	$191,000 (-) Land $34,700 Building $156,300	$298,438 (+12.49%) Land $54,219 Building $244,219
2024	$6,291.00 Homeowner's exemption	$191,000 (-) Land $34,700 Building $156,300	$265,300 (+4.16%) Land $48,198 Building $217,102
2023	Homeowner's exemption	$191,000 Land $34,700 Building $156,300	$254,700 Land $46,273 Building $208,427

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980–1985)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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