10 Graham Ct, Oakley, CA 94561 Property Records

Contra Costa County property record for 10 Graham Ct, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,685 sqft · built 2004
Lot Size	0.188 acres (8,177 sqft)
Owner	2 Individual Names on File
Last Sale	$813,000 (Nov 2021)
Tax Bill	$11,748 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Nov 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`033-060-020-6`

Property Details

APN / Parcel Number

Primary APN	`033-060-020-6`
Alternative APN	`033-060-020`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,685 sqft Living Area
1st Floor Area	1,651 sqft
2nd Floor Area	2,034 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	8,177 sqft (0.188 acres)
Garage Type	Attached
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	10 GRAHAM CT
City	OAKLEY
State	CA
Zip	94561-2781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8727 L17
Legal Subdivision	CITY/OAKLEY SUB 8727
Legal Tract	8727
Legal Lot Number	17
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	302012

Owner

10 Graham Ct is owned and occupied by two individuals who bought it in November 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 GRAHAM CT, OAKLEY, CA 94561-2781
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Nov 15, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 26, 2021	Grant Deed, Transfer · Conventional Mortgage NMSI INC
May 26, 2021	Quit Claim Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Jun 18, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2021 · Amount on File
Deed Sale	Nov 15, 2021 · Amount on File
Prior Sale	May 26, 2021 · Amount on File
Deed Document Number	2021316442
Prior Transfer Date	May 18, 2021
Prior Transfer Doc	0000155030
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	10 GRAHAM CT, OAKLEY, CA 94561-2781
Transaction Type	Mortgage
Record Updated	Sep 15, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 GRAHAM CT, OAKLEY, CA 94561-2781

Mortgage

Document Number	0000085828
Date	Sep 6, 2023
Instrument	2023-085828

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 15, 2021
Property Address	10 GRAHAM CT, OAKLEY, CA 94561-2781
Document Number	0000316442
Map Reference	MB 457 PG 38
Instrument Date	Nov 10, 2021
Instrument	2021-316442
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10 GRAHAM CT, OAKLEY, CA 94561-2781

Mortgage

Document Number	0000316443
Date	Nov 15, 2021
Instrument	2021-316443

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 26, 2021
Property Address	10 GRAHAM CT, OAKLEY, CA 94561-2781
Document Number	0000155029
Map Reference	MB 457 PG 38
Instrument Date	May 18, 2021
Instrument	2021-155029
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 GRAHAM CT, OAKLEY, CA 94561-2781

Mortgage

Document Number	0000155031
Date	May 26, 2021
Instrument	2021-155031

Lender

Name	NMSI INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 26, 2021
Property Address	10 GRAHAM CT, OAKLEY, CA 94561-2781
Document Number	0000155030
Map Reference	MB 457 PG 38
Instrument Date	May 18, 2021
Instrument	2021-155030
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 GRAHAM CT, OAKLEY, CA 94561-2781

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	10 GRAHAM CT, OAKLEY, CA 94561-2781
Document Number	0000122536
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10 GRAHAM CT OAKLEY CA 945612781, OAKLEY, CA 94561-2781

Mortgage

Document Number	0000122536
Date	Jun 24, 2020
Instrument	122536

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10 Graham Ct was $11,748 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$822,000 (+3.4%) Land $138,916 Building $683,084
2025	$11,748.00 Homeowner's exemption	$795,000 Land $134,354 Building $660,646
2023	$11,474.00 (-4.12%)	$768,000 Land $130,000 Building $638,000
2022	$11,967.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10 Graham Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Graham Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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