Avery County property record for 10 Golden Rod Loop, Newland, NC 28657
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 740 sqft · built 1984 |
| Lot Size | 0.121 acres (5,247 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Oct 2021) |
| Tax Bill | $379 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Dec 2021 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 1844-06-39-3055-00000 |
| Primary APN | 1844-06-39-3055-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 740 sqft Living Area |
| Gross Area | 1,480 sqft |
| 1st Floor Area | 740 sqft |
| Basement Area | 740 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,247 sqft (0.121 acres) |
| Porch | Open Porch |
| Porch Area | 220 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Account Number | 76458 |
|---|---|
| Street Address | 10 GOLDEN ROD LOOP |
| City | NEWLAND |
| State | NC |
| Zip | 28657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NULL |
| Legal Description | LH LINVILLE MEAD 053 PLAT 14-30 |
| Legal Subdivision | LH LINVILLE MEAD |
| Legal Lot Number | 53 |
| Jurisdiction | AVERY NC |
| Township / Civil Division | PINEOLA |
| Census Block Group | 3 |
| Census Block | 3049 |
| Census Tract | 930200 |
Source: Avery County records, as of May 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9418 WHITE HEMLOCK LN, CHARLOTTE, NC 28270-4403 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC |
| Dec 10, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Oct 14, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2021 · Amount on Record |
| Deed Sale | Oct 14, 2021 · Amount on Record |
| Prior Sale | Dec 29, 2006 · Amount on Record |
| Deed Document Number | 20216363 |
| Deed Book / Page | 567 / 1684 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | May 13, 2026 |
| Property Address | 10 GOLDEN ROD LOOP, NEWLAND, NC 28657 |
| Document Number | 0000001867 |
| Book / Page | 620 / 70 |
| Instrument Date | May 7, 2026 |
| Instrument | 20261867 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 10 GOLDEN ROD LOOP, NEWLAND, NC 28657 |
| Document Number | 0000001867, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 620/70 |
| Instrument | 20261867 |
| Name | CITIZENS BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 7, 2051 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 10 GOLDEN ROD LOOP, NEWLAND, NC 28657 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Title Company | STEWART TITLE GURANTY, STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 9418 HELOCK LANE, CHARLOTTE, NC 28270 |
| Document Number | 0000007724 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 570/844 |
| Instrument | 2021007724 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Oct 14, 2021 |
| Property Address | 10 GOLDEN ROD LOOP, NEWLAND, NC 28657 |
| Document Number | 2021006363 |
| Book / Page | 567 / 1684 |
| Map Reference | MB 4 PG 88 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 2021006363 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1147 VALE RD, 1147, NEWLAND, NC 28657-9265 |
| Name | Verified Name |
|---|---|
| Address | 9418 WHITE HEMLOCK LN, CHARLOTTE, NC 28270-4403 |
Source: Avery County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $379.00 (-36.52%) | $146,400 (-2.01%) Land $24,000 Building $122,400 | $146,400 (-2.01%) Land $24,000 Building $122,400 |
| 2023 | $597.00 | $149,400 (-) Land $27,000 Building $122,400 | $149,400 (-) Land $27,000 Building $122,400 |
| 2022 | $597.00 | $149,400 Land $27,000 Building $122,400 | $149,400 Land $27,000 Building $122,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 116 (1989–2024) |
| Claims Outside the SFHA | 22 of 116 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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