Frederick County property record for 10 Gladhill Dr, Middletown, MD 21769 · Last verified September 2023
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 3,141 sqft · built 2011 |
| Lot Size | 0.461 acres (20,110 sqft) |
| Owner | Individual Name on File |
| Last Sale | $750,000 (Aug 2019) |
| Tax Bill | $9,691 (2023) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-170233 |
| Primary APN | 03-170233 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,141 sqft Total Area |
| Basement Area | 1,500 sqft |
| Finished Basement | 1,500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 20,110 sqft (0.461 acres) |
| Garage Type | Attached |
| Garage Area | 518 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 684 sqft |
| Deck Area | 301 sqft |
| Patio Area | 301 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 170233 |
|---|---|
| Street Address | 10 GLADHILL DR |
| City | MIDDLETOWN |
| State | MD |
| Zip | 21769-7892 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 612 PH 6 SECT IV 20,110 SQ. FT. FOXFIELD AT MIDDLETOWN |
| Legal Subdivision | FOXFIELD/MIDDLETOWN PH 06 |
| Legal Phase | 6 |
| Legal Lot Number | 612 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 3, MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 752601 |
Source: Frederick County records · APN 03-170233
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 10 GLADHILL DR, MIDDLETOWN, MD 21769-7892 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA |
| Mar 22, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Aug 21, 2019 | Deed, Transfer · ARM HSBC BANK USA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 21, 2019 · Amount on Record |
| Deed Sale | Aug 21, 2019 · Amount on Record |
| Prior Sale | Dec 19, 2011 · Amount on Record |
| Deed Document Number | 0013159374 |
| Deed Book / Page | 13159 / 374 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 10 GLADHILL DR, MIDDLETOWN, MD 21769-7892 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | NOT AVAILABLE, RGS TITLE OF BETHESDA |
| Name | Verified Name |
|---|---|
| Address | 136 PASTURE SIDE WAY, ROCKVILLE, MD 20850-5913 |
| Document Number | 0147950180 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 14795/180 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Sep 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.91% |
| Type Change Date | Sep 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.91% |
| Index | 1-Year LIBOR |
| Max Rate | 8.91% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 10 GLADHILL DR, MIDDLETOWN, MD 21769-7892 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10 GLADHILL DR, MIDDLETOWN, MD 21769-7892 |
| Document Number | 0163700323 |
|---|---|
| Date | Mar 22, 2023 |
| Book Page | 16370/323 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 16, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 21, 2019 |
| Property Address | 10 GLADHILL DR, MIDDLETOWN, MD 21769-7892 |
| Document Number | 0131590374 |
| Book / Page | 13159 / 0374 |
| Map Reference | MB 81 PL 187 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | TRADITION TTL LLC T A RGS TT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10 GLADHILL DR, MIDDLETOWN, MD 21769-7892 |
| Document Number | 0131590378 |
|---|---|
| Date | Aug 21, 2019 |
| Instrument | 13159/0378 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.91% |
| Type Change Date | Sep 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.91% |
| Index | 1-Year LIBOR |
| Max Rate | 8.91% |
| Document Number | 0131590378 |
|---|---|
| Date | Aug 21, 2019 |
| Book Page | 13159/0378 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.91% |
| Type Change Date | Sep 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.91% |
| Index | 1-Year LIBOR |
| Max Rate | 8.91% |
Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Middletown Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $9,691.00 | $684,000 Land $148,300 Building $535,700 | $684,000 Land $148,300 Building $535,700 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217526011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1988–2018) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2018, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 214 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Shenandoah Telecommunications Company | Fiber | 8,000 / 8,000 |
| Xfinity | Cable | 2,000 / 250 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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