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10 Gingerbread Ln, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 10 Gingerbread Ln, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,428 sqft · built 1976
Lot Size0.186 acres (8,120 sqft)
OwnerIndividual Name on File
Last Sale$735,000 (Jan 2007)
Tax Bill$10,668 (2025)
Deeds & MortgagesApr 2020 Refinance
Jan 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNMARB M:0170 B:0003 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0170 B:0003 L:0

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories3 Stories
Building Area2,428 sqft Living Area
Gross Area3,616 sqft
Basement Area960 sqft
Unfinished Basement960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area8,120 sqft (0.186 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address10 GINGERBREAD LN
CityMARBLEHEAD
StateMA
Zip01945-2606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block3
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group1
Census Block1003
Census Tract203302

Owner

Source: Essex County and Marblehead Town records · APN MARB M:0170 B:0003 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10 GINGERBREAD LN, MARBLEHEAD, MA 01945-2606
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
NATIONAL GRAND BANK OF MARBLEHEAD
Jan 17, 2019Deed of Trust, Mortgage · Line of Credit
NATIONAL GRAND BK/MARBLEHEAD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 31, 2007 · Amount on Record
Deed SaleJan 31, 2007 · Amount on Record
Deed Book / Page26528 / 21
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address10 GINGERBREAD LN, MARBLEHEAD, MA 01945-2606
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38458-55
DateApr 28, 2020
Book Page38458/55
Instrument20200428000710
Lender
NameNATIONAL GRAND BANK OF MARBLEHEAD
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address10 GINGERBREAD LN, MARBLEHEAD, MA 01945-2606
Document Number37287-399
Instrument DateJan 17, 2019
Transaction TypeMortgage
Record UpdatedFeb 13, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 GINGERBREAD LN MARBLEHEAD MA 019452606, MARBLEHEAD, MA 01945-2606

Mortgage

Document Number37287-399
DateJan 23, 2019
Book Page037287/000399
Instrument1901231790
Lender
NameNATIONAL GRAND BK/MARBLEHEAD
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,668.00 (+2.29%)$1,178,800 (+1.27%) Land $736,600 Building $442,200$1,193,865
2024$10,429.00 (+6.66%)$1,164,000 (+19.04%) Land $736,600 Building $427,400
2023$9,778.00$977,800 Land $634,600 Building $343,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092033021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 individual policies
Nearby Flood Policies49 units insured
incl. 2 condo units
Nearby Flood Claims17 (1978–2024)
Claims Outside the SFHA4 of 17
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Severe Winter Storm And Flooding, Mar 2018 · 3 claims
  • Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Marblehead Historic District
listed 1984 · 988 contributing resources · NRIS 84002402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 149 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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