10 Gerard Rd, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 10 Gerard Rd, Nutley, NJ 07110

Property Summary

Property Type	Single Family Home
Details	2,200 sqft · built 1972
Lot Size	0.122 acres (5,304 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Jul 2014)
Tax Bill	$18,175 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-05503-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`16-05503-0000-00003`
Alternative APN	`1600138000000017`

Interior

Building Area	2,200 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	5,304 sqft (0.122 acres)
Lot Dimensions	104 ft deep x 51 ft wide

Location & Zoning

Old Parcel Number	1600138000000017
Street Address	10 GERARD RD
City	NUTLEY
State	NJ
Zip	07110-2017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	51X104 IRR
Legal Subdivision	HERITAGE HEIGHTS
Legal Block	5503
Legal Lot Number	3
Jurisdiction	ESSEX NJ
Township / Civil Division	NUTLEY
Census Block Group	4
Census Block	4011
Census Tract	13800

Owner

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 GERARD RD, NUTLEY, NJ 07110-2017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK
Jun 12, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2014 · Amount on Record
Deed Sale	Jul 14, 2014 · Amount on Record
Prior Sale	Jun 30, 2014 · Amount on Record
Deed Book / Page	12504 / 3581
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	10 GERARD RD, NUTLEY, NJ 07110-2017
Transaction Type	Mortgage
Record Updated	Jan 6, 2022
Title Company	INSIGHT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000145420
Date	Dec 9, 2021
Instrument	2021145420

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2041

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	10 GERARD RD, NUTLEY, NJ 07110-2017
Document Number	0000064314
Instrument Date	Jun 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 GERARD RD NUTLEY NJ 071102017, NUTLEY, NJ 07110-2017

Mortgage

Document Number	0000064314
Date	Jul 15, 2019
Instrument	64314

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Nutley Township
Unified School District	Nutley Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$673,400 (-) Land $237,000 Building $436,400	$673,400 (-) Land $237,000 Building $436,400
2025	$18,175.00 (+2.55%)	$673,400 (+3.7%) Land $237,000 Building $436,400	$673,400 (+3.7%) Land $237,000 Building $436,400
2024	$17,723.00 (+10.44%)
2023		$649,400 Land $237,000 Building $412,400	$649,400 Land $237,000 Building $412,400
2022	$16,047.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 877 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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