10 Gavitt Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 10 Gavitt Ave, Westerly, RI 02891

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,520 sqft · built 1900
Lot Size	0.278 acres (12,098 sqft)
Owner	Individual Name on Record
Tax Bill	$3,218 (2025)
Deeds & Mortgages	Mar 2023 Refinance Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`WEST M:47 B:147`

Property Details

APN / Parcel Number

Primary APN	`WEST M:47 B:147`
Alternative APNs	`M:047 B:147 L` `23056310`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,520 sqft Living Area
Gross Area	5,780 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,098 sqft (0.278 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	23056310
Street Address	10 GAVITT AVE
City	WESTERLY
State	RI
Zip	02891-1706
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	147
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2001
Census Tract	50801

Owner

Source: Westerly Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 GAVITT AVE, WESTERLY, RI 02891-1706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance WESTERLY COMMUNITY CU
Dec 19, 2019	Deed of Trust, Mortgage · Line of Credit WESTERLY CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	10 GAVITT AVE, WESTERLY, RI 02891-1706
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023-3220
Date	Mar 23, 2023
Book Page	2023/3220
Instrument	2023-823

Lender

Name	WESTERLY COMMUNITY CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2048

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	10 GAVITT AVE, WESTERLY, RI 02891-1706
Document Number	2019-2148
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 GAVITT AVE WESTERLY RI 028911706, WESTERLY, RI 02891-1706

Mortgage

Document Number	2019-2148
Date	Dec 23, 2019
Book Page	002019/022148
Instrument	5551

Lender

Name	WESTERLY CMNTY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 22, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,218.00 (+26.15%)	$413,600 (+64.72%) Land $131,400 Building $282,200
2023	$2,551.00 (+0.59%)	$251,100 (-) Land $94,300 Building $156,800
2022	$2,536.00	$251,100 Land $94,300 Building $156,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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