10 Gavin Cir, Stoneham, MA 02180 Property Records

Middlesex County and Stoneham Town property record for 10 Gavin Cir, Stoneham, MA 02180

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,908 sqft · built 1996
Lot Size	0.234 acres (10,206 sqft)
Owner	2 Trust Names on File
Last Sale	$644,000 (Apr 2017)
Tax Bill	$8,904 (2026)
Deeds & Mortgages	Apr 2022 Transfer May 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`STON M:08 B:000 L:42`

Property Details

APN / Parcel Number

Primary APN	`STON M:08 B:000 L:42`
Alternative APN	`7144`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,908 sqft Living Area
Gross Area	3,326 sqft
Basement Area	1,248 sqft
Unfinished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,206 sqft (0.234 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7144
Street Address	10 GAVIN CIR
City	STONEHAM
State	MA
Zip	02180-1403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	42
Jurisdiction	STONEHAM MA
Township / Civil Division	STONEHAM
Census Block Group	1
Census Block	1005
Census Tract	337102

Owner

10 Gavin Cir is owner-occupied and held in a trust since April 2022.

Source: Middlesex County and Stoneham Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10 GAVIN CIR, STONEHAM, MA 02180-1403
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Quit Claim Deed, Transfer Quitclaim
May 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP
Apr 27, 2017	Quit Claim Deed, Transfer SALEM FIVE MTG CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2017 · Amount on File
Deed Sale	Apr 27, 2017 · Amount on File
Prior Sale	Mar 3, 2003 · Amount on File
Deed Book / Page	69198 / 454
Last Transfer Date	Apr 12, 2022
Transfer Doc	079998-213
Record Updated	Oct 29, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STONEHAM MA
Recording Date	Apr 19, 2022
Property Address	10 GAVIN CIR, STONEHAM, MA 02180-1403
Document Number	079998-213
Book / Page	79998 / 213
Instrument Date	Apr 12, 2022
Instrument	58241
Transaction Type	Transfer
Record Updated	May 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 GAVIN CIR, STONEHAM, MA 02180-1403

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Property Address	10 GAVIN CIR, STONEHAM, MA 02180-1403
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74746-492
Date	May 26, 2020
Book Page	74746/492
Instrument	79339

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STONEHAM MA
Recording Date	Apr 27, 2017
Property Address	10 GAVIN CIR, STONEHAM, MA 02180-1403
Document Number	69198-454
Book / Page	69198 / 454
Instrument	61441
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64.79
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 GAVIN CIR, STONEHAM, MA 02180-1403

Mortgage

Document Number	691980458
Date	Apr 27, 2017
Instrument	69198/0458

Lender

Name	SALEM FIVE MTG CO

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 10 Gavin Cir was $8,904, down 1.7% from the year before.

Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stoneham Town
Unified School District	Stoneham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,904.00 (-1.67%)	$885,100 (-) Land $440,100 Building $445,000	$929,575 (-)
2025	$9,055.00 (+4.27%)	$885,100 (+7.94%) Land $440,100 Building $445,000	$929,575 (+14.67%)
2024	$8,684.00 (+3.89%)	$820,000 (+8.88%) Land $400,100 Building $419,900	$810,635
2023	$8,359.00	$753,100 Land $360,100 Building $393,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Gavin Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Gavin Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONEHAM WATER DEPT (MWRA SUPPLY) serves 23,244 people · EPA ID MA3284000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Sep 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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